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Routine FAQ Amended Final

Technical FAQ on CSSF Regulation No 20-08 on borrower-based measures

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Published December 21st, 2020
Detected March 28th, 2026
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Summary

The CSSF has updated its Technical FAQ on Regulation No 20-08 concerning borrower-based measures for residential real estate credit. This update, dated March 25, 2026, provides clarifications relevant to credit institutions and mortgage credit intermediaries.

What changed

The CSSF has released an updated version of its Technical FAQ concerning Regulation No 20-08, which governs borrower-based measures for residential real estate credit. This FAQ, updated on March 25, 2026, aims to provide further clarification on the application of these measures.

Credit institutions and mortgage credit intermediaries operating in Luxembourg should review the updated FAQ to ensure their practices align with the CSSF's interpretations of Regulation No 20-08. While this document is an FAQ and therefore non-binding, adherence to its guidance is expected to maintain compliance with the underlying regulation.

What to do next

  1. Review updated Technical FAQ on CSSF Regulation No 20-08
  2. Ensure practices align with CSSF interpretations of borrower-based measures

Source document (simplified)

Published on 21 December 2020 Updated on 25 March 2026 CSSF FAQ

Technical FAQ on CSSF Regulation No 20-08 on borrower-based measures for residential real estate credit (track changes)

Version of 9 March 2026

Relevant for

Related documents

  • 8 December 2020

CSSF Regulation No 20-08 of 3 December 2020 (only in French)

laying down the conditions for granting loans for residential property located on Luxembourg territory

Lien

Named provisions

Borrower-based measures for residential real estate credit

Source

Analysis generated by AI. Source diff and links are from the original.

Classification

Agency
CSSF
Published
December 21st, 2020
Instrument
FAQ
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
CSSF Luxembourg Publications
Supersedes
Technical FAQ on CSSF Regulation No 20-08 on borrower-based measures (Version of 9 March 2026)

Who this affects

Applies to
Banks Financial advisers
Industry sector
5221 Commercial Banking
Activity scope
Residential real estate credit underwriting
Geographic scope
LU LU

Taxonomy

Primary area
Banking
Operational domain
Compliance
Topics
Real Estate Consumer Protection

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