The EPO published Swiss Reinsurance Company Ltd.'s patent application EP4121935A1, titled 'System for Fast Composing, Launch and Configuration of Customizable Second-Tier Transfer Structures with Built-in Auditing and Monitoring Structures and Method Thereof.' The patent covers technical systems for designing and implementing insurance/reinsurance transfer structures that include integrated audit trails and monitoring capabilities, classified under IPC G06Q 40/08 (insurance, pensions, insurance). The designated states cover all EU member states plus several other European countries.

Patent publications do not create compliance obligations for third parties. Organizations in the insurance and reinsurance sector may review this patent to understand Swiss Re's technical approach to customizable transfer structures with auditing features, which may inform competitive positioning or potential licensing discussions. No immediate action is required.