Changeflow GovPing Banking & Finance Scott Dikkers Keynote at Smarter Faster Payment...
Routine Notice Added Final

Scott Dikkers Keynote at Smarter Faster Payments 2026: Practice Professional Stupidity

Favicon for www.nacha.org NACHA News
Detected
Email

Summary

Scott Dikkers, founder of The Onion, delivered the opening keynote at Smarter Faster Payments 2026 in San Diego on April 27. Dikkers shared his 'principles of professional stupidity,' advocating for generating 10 ideas daily before breakfast to accumulate 3,650 ideas per year, rejecting the pursuit of originality, and pushing past initial failed ideas to unlock creativity. The speech encouraged payments industry professionals to embrace unconventional thinking, silliness, and risk-taking as pathways to innovation and success.

“Come up with the stupidest idea you can; write a bad first draft; make a mistake.”

NACHA , verbatim from source
Published by NACHA on nacha.org . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

About this source

GovPing monitors NACHA News for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 28 changes logged to date.

What changed

This article summarizes a keynote speech by Scott Dikkers at the Smarter Faster Payments 2026 conference. Dikkers presented four principles of professional stupidity: generate quantity over quality by writing 10 ideas daily (3,650 per year); abandon the pursuit of originality; trust ideas beyond the first three attempts; and maintain fun and silliness in the creative process. The article is informational content from NACHA covering an industry conference keynote and does not create any compliance obligations or regulatory requirements. For payments industry professionals, this represents motivational content rather than guidance on regulatory compliance or operational requirements.

Archived snapshot

Apr 28, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

SAN DIEGO —There aren’t a lot of people who would stand on stage and encourage those in the ballroom to “go off and be boldly stupid,” but that’s exactly what Scott Dikkers did. And he knows of what he speaks, because his lengthy resume in comedy includes being the founder of the satirical humor website The Onion.

While no one ever confused working in the Payments industry with, say, writing for Jimmy Kimmel, Dikkers believes in a certain brand of unorthodoxy that you probably never heard from your high school guidance counselor.

“Come up with the stupidest idea you can; write a bad first draft; make a mistake. This is your permission slip, because this is how you’re going to get at the good stuff. Practice professional stupidity,” Dikkers said in his April 27 opening keynote at Smarter Faster Payments 2026. And he wasn’t kidding, because he shared his “principles of professional stupidity,” which starts with “quantity over quality.”

“I suggest to all the people that I coach to write 10 ideas before breakfast. If you compile 10 ideas every day, you can amass 300 ideas a month” which eventually becomes 3,650 ideas a year. “Most of those are going to be terrible and you’re going to throw them away. But oh, the gold nuggets that are left when you finally sift through them. Priceless.”

Dikkers followed that with “don’t try to be original—there’s no such thing as an original idea.” He insisted that “for 40 years now The Onion has just been rerunning the same headlines and just switching out the nouns.”

His third principle of professional stupidity is to not trust your first, second, or third idea. “It’s the people who go beyond that who are going to succeed,” he said, noting that most people would stop after three bad ideas. “But the ideas that come after that is where the gold is, because your brain is desperate for new ideas and it’s making new connections it would otherwise never make.”

Finally, Dikkers stressed “you’ve got to have fun with it, you’ve got to be silly. I mean, if you’re not enjoying your life, what are you doing here?”

Dikkers doesn’t just give his advice, he lives it. Along with The Onion he’s sold TV projects MTV and Comedy Central, writes the Substack “No Dikkering Around”—billed as “the no-nonsense daily jolt for the writer, performer, and raconteur who wants to get things done”—and his work has won a Peabody and the Thurber Prize for American Humor.

And while there are no guarantees in life, Dikkers encouraged the Payments audience to give his suggestions a try.

“At some point, somebody might call you a genius,” Dikkers said, “but don’t let this go to your head, because tomorrow somebody’s just going to call you stupid again.”


Featured Content
ACH ACH Statistics Business to Business Same Day ACH Press Release

Same Day ACH Gains Lead to First Quarter ACH Network Growth

April 20, 2026

Phixius by Nacha and Kinexys by J.P. Morgan Integration Goes Live, Expanding Multi-Responder Account Validation Network

February 5, 2026

Blog

From New Rules to a New Accreditation and More, a Busy 2026 Ahead at Nacha

January 29, 2026

Nacha Operating Rules Risk Management Blog

Next Steps for the New Nacha Risk Management Rules

April 3, 2026

Get daily alerts for NACHA News

Daily digest delivered to your inbox.

Free. Unsubscribe anytime.

About this page

What is GovPing?

Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission

What's from the agency?

Source document text, dates, docket IDs, and authority are extracted directly from NACHA.

What's AI-generated?

The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.

Last updated

Classification

Agency
NACHA
Instrument
Notice
Branch
Executive
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Financial advisers Technology companies Banks
Industry sector
5222 Fintech & Digital Payments
Activity scope
Conference keynote Professional development Innovation
Geographic scope
United States US

Taxonomy

Primary area
Financial Services
Operational domain
Compliance
Topics
Payments Banking

Get alerts for this source

We'll email you when NACHA News publishes new changes.

Free. Unsubscribe anytime.

You're subscribed!