E-Payments Account for 85% of Total Retail Payments in 2025
Summary
SAMA announced that electronic payments accounted for 85% of total retail payments in Saudi Arabia in 2025, up from 79% in 2024. Electronic transactions reached 14.6 billion, compared to 12.6 billion in 2024, reflecting significant growth in national payment systems including mada POS and e-commerce payments.
What changed
SAMA published a news announcement stating that electronic payments reached 85% of total retail payments in Saudi Arabia in 2025, compared to 79% in 2024. Transaction volumes grew to 14.6 billion electronic transactions from 12.6 billion previously, driven by increased mada payments through POS and e-commerce channels.
Affected parties in the financial sector should monitor this growth trajectory as Saudi Arabia continues its digital payment expansion aligned with Vision 2030 objectives to reduce cash reliance and boost payment digitalization. Financial institutions and payment service providers may need to assess their infrastructure readiness to support continued volume growth in national payment systems.
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Apr 12, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
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Saudi Central Bank News SAMA: E-Payments Account for 85% of Total Retail Payments in 2025 News SAMA: E-Payments Account for 85% of Total Retail Payments in 2025 4/12/2026 7:15 PM
The Saudi Central Bank (SAMA) announced that electronic payments accounted for 85% of total retail payments in 2025, up from 79% in 2024.
This milestone reflects the growth achieved in 2025 in the national payment systems, with the number of electronic transactions reaching 14.6 billion, compared to 12.6 billion in 2024.
This achievement underscores Saudi Arabia's advanced global standing, driven by increased transaction volumes through “mada" payments system, particularly across POS and e-commerce payments, alongside sustained growth across other national payment systems. This, in turn, reflects the continued expansion of electronic payments adoption and their growing role in everyday transactions.
In recent years, Saudi Arabia has witnessed remarkable progress and rapid growth in the adoption of electronic payment methods. This advancement is driven by strategic initiatives launched by SAMA in collaboration with the financial sector to foster the growth of the payments industry and expand the adoption of diverse payment options across the Kingdom. These innovative and advanced digital payment solutions align with the objectives of Saudi Vision 2030 to reduce reliance on cash and boost payment digitalization.
SAMA will continue expanding payment options and promoting digital payments by advancing the national payment systems' infrastructure and enhancing related solutions, with the aim of supporting economic activities.
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