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Modern Integrated Solutions Licensed for BNPL by SAMA

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Summary

SAMA (Saudi Central Bank) has granted Modern Integrated Solutions a license to provide Buy Now, Pay Later (BNPL) payment services. The license enables the company to operate as a BNPL provider in the Saudi Arabian market under SAMA's regulatory supervision.

What changed

SAMA issued a license to Modern Integrated Solutions authorizing the company to provide BNPL (Buy Now, Pay Later) payment services in Saudi Arabia. The announcement is part of SAMA's ongoing expansion of regulated fintech offerings within the country's payment services framework.

For other fintech companies or payment service providers, this license signals SAMA's continued willingness to authorize BNPL operations under appropriate regulatory oversight. Market participants should monitor SAMA's rulebook and licensed entities listings for additional BNPL licensing activity and regulatory expectations.

Archived snapshot

Apr 16, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

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This decision reflects SAMA's endeavor to support the finance sector, enhance the efficiency of financial transactions, and promote innovative solutions for financial inclusion in Saudi Arabia.

SAMA emphasizes the importance of dealing exclusively with authorized financial institutions.

To view licensed and permitted financial institutions, visit SAMA's website. ​

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Last updated

Classification

Agency
SAMA
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Financial advisers Technology companies Retailers
Industry sector
5222 Fintech & Digital Payments
Activity scope
Payment services licensing Fintech authorization Consumer lending
Geographic scope
SA SA

Taxonomy

Primary area
Banking
Operational domain
Regulatory Affairs
Topics
Financial Services Consumer Finance Consumer Protection

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