Royal Bank of Canada Digital Reward Processing Patent
Summary
Royal Bank of Canada has obtained publication of European patent application EP4254220A2, titled 'Methods and Systems for Digital Reward Processing', published by the EPO on 15 April 2026. The application lists inventors Edison U. Ortiz and Iustina-Miruna Vintila and covers digital reward processing systems incorporating cryptographic and privacy-enhancing technologies. The application is published for all 38 designated contracting and extension states across Europe.
About this source
GovPing monitors EPO Patent Bulletin - Business Methods (G06Q) for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 29 changes logged to date.
What changed
Royal Bank of Canada obtained publication of European patent application EP4254220A2 by the European Patent Office on 15 April 2026. The application, titled 'Methods and Systems for Digital Reward Processing', covers systems and methods for processing digital rewards and is classified across multiple IPC categories including cryptographic security, data privacy, financial transactions, and distributed ledger technology.
Competitors in the digital banking, fintech, and reward-program sectors who operate in European markets should review the publication to assess whether their own digital reward processing systems may fall within the scope of this application. The publication initiates a nine-month opposition window during which third parties may file observations or opposition with the EPO.
Archived snapshot
Apr 23, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
METHODS AND SYSTEMS FOR DIGITAL REWARD PROCESSING
Publication EP4254220A2 Kind: A2 Apr 15, 2026
Applicants
Royal Bank of Canada
Inventors
Ortiz, Edison U., Vintila, Iustina-Miruna
IPC Classifications
H04L 9/00 20220101AFI20260309BHEP H04L 9/32 20060101ALI20260309BHEP H04L 9/40 20220101ALI20260309BHEP G06F 21/62 20130101ALI20260309BHEP G06Q 10/00 20230101ALI20260309BHEP G06Q 30/0207 20230101ALI20260309BHEP G06Q 30/0226 20230101ALI20260309BHEP G06Q 30/0601 20230101ALI20260309BHEP G06Q 20/06 20120101ALI20260309BHEP G06Q 20/10 20120101ALI20260309BHEP G06Q 20/36 20120101ALI20260309BHEP G06F 16/27 20190101ALI20260309BHEP
Designated States
AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR
Parties
Related changes
Get daily alerts for EPO Patent Bulletin - Business Methods (G06Q)
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
Source
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from EPO.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when EPO Patent Bulletin - Business Methods (G06Q) publishes new changes.
Subscribed!
Optional. Filters your digest to exactly the updates that matter to you.