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Apparatus for Stock Recommendation Based on User's Lifestyle

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Summary

The European Patent Office published patent EP2024053796A1 for Basoup Tensor S.A., covering an apparatus and method for generating stock recommendations based on user lifestyle data. The patent includes claims related to collecting user behavioral data, analyzing lifestyle patterns, and providing investment suggestions. Companies developing algorithmic trading or robo-advisory platforms that incorporate user behavioral data should review this IP landscape.

What changed

The EPO published patent application EP2024053796A1 for an apparatus and method enabling stock recommendations based on user lifestyle data. The patent covers systems for collecting user lifestyle information, processing behavioral patterns, and generating personalized investment suggestions. Designated states include all EU member states plus various European economic area countries.

This patent affects fintech companies developing robo-advisory platforms, algorithmic trading systems, and investment applications that incorporate user behavioral or lifestyle data. Companies should conduct IP clearance searches before developing similar features and consider the scope of this patent when designing financial technology products that combine user lifestyle analytics with investment recommendations.

What to do next

  1. Monitor patent databases for similar lifestyle-based financial technology patents
  2. Review existing algorithmic trading platforms for potential IP conflicts
  3. Consider IP clearance searches before launching new behavioral data-driven investment products

Archived snapshot

Apr 9, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← EPO Patent Bulletin

APPARATUS FOR STOCK RECOMMENDATION BASED ON USER'S LIFESTYLE

Publication EP2024053796A1 Kind: A1 Apr 01, 2026

Applicants

Basoup Tensor S.a.

Inventors

The designation of the inventor has not yet been filed

IPC Classifications

G06Q 40/04 20120101AFI20240315BHEP G06Q 40/06 20120101ALI20240315BHEP G06Q 10/06 20230101ALI20240315BHEP G06K 19/06 20060101ALI20240315BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, ME, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

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Last updated

Classification

Agency
EPO
Published
April 1st, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
EP2024053796A1

Who this affects

Applies to
Technology companies Investors Financial advisers
Industry sector
5112 Software & Technology
Activity scope
Patent examination IP licensing Algorithmic trading
Geographic scope
European Union EU

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Financial Services Data Privacy

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