Changeflow GovPing Banking & Finance Insurance Premium Calculation Method, Program a...
Routine Notice Added Final

Insurance Premium Calculation Method, Program and System

Favicon for changeflow.com ChangeBridge: EPO Bulletin - Business Methods (G06Q)
Published March 25th, 2026
Detected April 1st, 2026
Email

Summary

The European Patent Office published Panasonic Intellectual Property Management Co., Ltd.'s patent application EP4343667A1 for an insurance premium calculation method, program, and system. The invention relates to automated methods for calculating insurance premiums, classified under IPC G06Q 40/08 (Insurance) and G07C 5/00 (Motor Vehicle Registration). The application designates all EU member states and several other European jurisdictions.

What changed

The EPO published patent application EP4343667A1 for an insurance premium calculation method, program, and system developed by Panasonic Intellectual Property Management Co., Ltd. The invention covers automated systems for calculating insurance premiums using vehicle registration data (G07C 5/00) and actuarial insurance data (G06Q 40/08). The patent is designated for all EU member states plus Switzerland, Liechtenstein, Monaco, Turkey, and other European states.

This is a patent publication notice, not a regulatory requirement. No compliance actions, deadlines, or penalties are associated with this document. Entities in the insurance or insurtech sectors may wish to review the patent claims to assess potential licensing implications or freedom-to-operate considerations for their own insurance premium calculation systems.

Source document (simplified)

← EPO Patent Bulletin

INSURANCE PREMIUM CALCULATION METHOD, PROGRAM AND INSURANCE PREMIUM CALCULATION SYSTEM

Publication EP4343667A1 Kind: A1 Mar 25, 2026

Applicants

Panasonic Intellectual Property
Management Co., Ltd.

Inventors

TOJIMA, Masayoshi, KUHARA, Shunsuke

IPC Classifications

G06Q 40/08 20120101AFI20240409BHEP G07C 5/00 20060101ALI20240409BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

View original document →

Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP4343667A1

Who this affects

Applies to
Insurers Technology companies
Industry sector
5241 Insurance 5112 Software & Technology 5222 Fintech & Digital Payments
Activity scope
Patent Application Insurance Premium Calculation
Geographic scope
European Union EU

Taxonomy

Primary area
Financial Services
Operational domain
Legal
Topics
Intellectual Property Insurance Fintech

Get Banking & Finance alerts

Weekly digest. AI-summarized, no noise.

Free. Unsubscribe anytime.

Get alerts for this source

We'll email you when ChangeBridge: EPO Bulletin - Business Methods (G06Q) publishes new changes.

Optional. Personalizes your daily digest.

Free. Unsubscribe anytime.