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JPMorgan Chase Patent: Transaction Lifecycle Tracing, Apr 23

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Summary

JPMorgan Chase Bank, N.A. has filed US Patent Application US20260111891A1 for a method and system ensuring reliability of a customer journey on a platform. The invention involves generating trace objects via a domain event library, where each trace object contains an event identification field and a parent ID field, enabling analysis of transaction data for potential issues. When a potential issue is detected, the system flags the transaction data for further review. The patent application was published on April 23, 2026, with a filing date of October 18, 2024, and application number 18920139.

“generating, via a domain event library, a trace object for tracing information associated with the transaction data, wherein the trace object includes a first field for an event identification (ID) and a second field for a parent ID”

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About this source

GovPing monitors USPTO Patent Applications - Business Methods (G06Q) for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 33 changes logged to date.

What changed

JPMorgan Chase Bank, N.A. has been granted a published patent application for a transaction reliability monitoring system. The method involves receiving transaction data, generating trace objects via a domain event library that include both an event identification field and a parent ID field, and analyzing these trace objects to detect potential issues in transaction data. When an issue is identified, the system flags the transaction.

Financial institutions utilizing comparable transaction monitoring architectures should review this patent disclosure when assessing their own reliability tracking systems. The trace object structure described—using event ID and parent ID relationships—may represent a technical approach to customer journey reliability that could inform product development or competitive analysis in the banking technology space.

Archived snapshot

Apr 25, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Applications

METHOD AND SYSTEM FOR TRACING TRANSACTION LIFECYCLES

Application US20260111891A1 Kind: A1 Apr 23, 2026

Assignee

JPMorgan Chase Bank, N.A.

Inventors

Shailesh SINGH, Igor VASILCOVSKY, Mohit KHANDEKAR, Nicholas P STUMPOS, Aravind SUNDARAJ, Taylor HAVERKAMP, Amalesh PRADHAN

Abstract

A method and a system for ensuring reliability of a customer journey with a platform are provided. The method includes: receiving transaction data associated with at least one event; generating, via a domain event library, a trace object for tracing information associated with the transaction data, wherein the trace object includes a first field for an event identification (ID) and a second field for a parent ID; analyzing the trace object to determine whether there is at least one potential issue relating to the transaction data; and when a determination is made that there is at least one potential issue, flagging the transaction data.

CPC Classifications

G06Q 20/401

Filing Date

2024-10-18

Application No.

18920139

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Last updated

Classification

Agency
USPTO
Published
April 23rd, 2026
Instrument
Rule
Branch
Executive
Legal weight
Binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Patent filing Transaction monitoring Customer journey tracking
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Securities Data Privacy

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