Changeflow GovPing Banking & Finance Payment Method and Electronic Device Patent
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Payment Method and Electronic Device Patent

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Published March 25th, 2026
Detected April 1st, 2026
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Summary

The European Patent Office published Huawei Technologies Co., Ltd.'s patent application EP4047537A1 for a payment method and electronic device. The patent, published March 25, 2026, covers IPC classifications G06Q 20/38, G06Q 20/40, and G06Q 20/32 related to electronic payment systems. The patent has been validated across designated states including EU member states, the United Kingdom, Switzerland, Norway, and other European countries.

What changed

The EPO published Huawei's patent application EP4047537A1 for a payment method and electronic device (publication date March 25, 2026). The patent covers IPC classifications G06Q 20/38, G06Q 20/40, and G06Q 20/32, which relate to electronic payment systems including payment protocols, transaction verification, and payment instructions using electronic devices. The designated states include all EU member states plus the UK, Switzerland, Norway, Turkey, and other European countries.

Companies developing payment technology or electronic payment systems should conduct freedom-to-operate analyses to determine whether their products or services may fall within the scope of Huawei's patent claims. Where potential infringement is identified, entities should consider whether to pursue licensing negotiations, design-around strategies, or legal challenges to the patent's validity.

Source document (simplified)

← EPO Patent Bulletin

PAYMENT METHOD AND ELECTRONIC DEVICE

Publication EP4047537A1 Kind: A1 Mar 25, 2026

Applicants

Huawei Technologies Co., Ltd.

Inventors

YAO, Zhendong, SHU, Haw-Wei, YANG, Yuxin

IPC Classifications

G06Q 20/38 20120101AFI20221014BHEP G06Q 20/40 20120101ALI20221014BHEP G06Q 20/32 20120101ALI20221014BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

View original document →

Named provisions

Payment Method and Electronic Device

Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
EP4047537A1

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
3341 Computer & Electronics Manufacturing 5222 Fintech & Digital Payments 5112 Software & Technology
Activity scope
Payment Systems Electronic Transactions
Geographic scope
European Union EU

Taxonomy

Primary area
Financial Services
Operational domain
Legal
Topics
Data Privacy Consumer Finance

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