Changeflow GovPing Banking & Finance Transaction Processing System Patent
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Transaction Processing System Patent

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Published March 25th, 2026
Detected April 1st, 2026
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Summary

The European Patent Office published patent EP3394805A2 titled 'System, Method and Device for Processing a Transaction' on March 25, 2026. The patent was applied for by GB-E Holding Company (Global Business Enterprises) Limited with inventor Charles Bedford. The patent covers transaction processing methods and devices with designated states across the European region.

What changed

The EPO published patent EP3394805A2 for a transaction processing system, method, and device invented by Charles Bedford of GB-E Holding Company. The patent covers IPC classifications including supply chain management (G06Q10/08), healthcare management (G06Q50/22), enterprise resource management (G06Q10/06), and biometric security authentication (G06F21/32). The patent is designated for all European states including AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, DE, GR, HR, HU, IE, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR.

Companies developing transaction processing systems or devices should review this patent to assess potential infringement risks. Businesses operating in the designated European states should determine whether licensing is necessary for their transaction processing activities. No immediate compliance action is required as this is a patent publication notice.

Source document (simplified)

← EPO Patent Bulletin

SYSTEM, METHOD AND DEVICE FOR PROCESSING A TRANSACTION

Publication EP3394805A2 Kind: A2 Mar 25, 2026

Applicants

GB-E Holding Company (Global Business Enterprises)
Limited

Inventors

Bedford, Charles

IPC Classifications

G06Q 10/08 20120101AFI20190213BHEP G06Q 50/22 20180101ALI20190213BHEP G06Q 10/06 20120101ALI20190213BHEP G06F 21/32 20130101ALI20190213BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

View original document →

Named provisions

System, Method and Device for Processing a Transaction

Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
EP3394805A2

Who this affects

Applies to
Technology companies Financial advisers Investors
Industry sector
5222 Fintech & Digital Payments 5112 Software & Technology
Activity scope
Patent Publication Transaction Processing Biometric Authentication
Geographic scope
European Union EU

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Financial Services Cybersecurity Healthcare Technology

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