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Priority review Notice Amended Final

FIN-FSA Press Releases on Macroprudential Decisions, AML, and Capital Position

Favicon for www.finanssivalvonta.fi FIN-FSA Press Releases
Published December 19th, 2022
Detected March 18th, 2026
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Summary

The Finnish Financial Supervisory Authority (FIN-FSA) has issued several press releases detailing macroprudential decisions, updates on anti-money laundering (AML) practices, and the financial sector's capital position. Notably, an administrative fine was imposed on Eisler Capital (UK) Ltd for reporting delays.

What changed

The Finnish Financial Supervisory Authority (FIN-FSA) has published a series of press releases covering various regulatory and supervisory activities throughout late 2022. Key announcements include the maintenance of unchanged loan caps and countercyclical capital buffer requirements, while the FIN-FSA prepares to activate a systemic risk buffer. The releases also address the importance of balancing AML risk management with a level financial playing field, emphasize the need for targeted AML/CTF measures, and report on the financial sector's capital position, highlighting the importance of solvency and risk management amidst a gloomier operating environment. An administrative fine was imposed on Eisler Capital (UK) Ltd for delays in short position notifications, and another on S-Bank Plc for failures in reporting on derivatives contracts.

Regulated entities, particularly financial institutions, should review these announcements to understand the FIN-FSA's current supervisory focus areas, including macroprudential policy, AML/CTF compliance, and capital adequacy. The enforcement actions against Eisler Capital and S-Bank serve as a reminder of the penalties for non-compliance with reporting obligations. While most of these are informational notices, the enforcement actions highlight potential areas of scrutiny and the consequences of failing to meet regulatory reporting deadlines and requirements. Compliance officers should ensure their internal policies and procedures align with the FIN-FSA's stated supervisory priorities and reporting obligations.

What to do next

  1. Review FIN-FSA press releases for updates on macroprudential decisions and AML/CTF supervisory expectations.
  2. Ensure compliance with reporting obligations for short positions and derivatives contracts.
  3. Assess and reinforce internal risk management, solvency, and internal control frameworks.

Penalties

Administrative fine imposed on Eisler Capital (UK) Ltd for delay in short position notifications. Administrative fine imposed on S-Bank Plc for failures in reporting on derivatives contracts.

Source document (simplified)

Publications and press releases
- Press release

19 December 2022

Macroprudential decision: Loan cap and countercyclical capital buffer requirement remain unchanged, FIN-FSA preparing to activate systemic risk buffer Macroprudential decision
- Press release

15 December 2022

In anti-money laundering practices, it is important to strike a balance between managing risks and ensuring a level financial playing field De-risking FIN-FSA Money laundering Press release Thematic assessment
- Press release

9 December 2022

Changes in the FIN-FSA Board Board Board member Deputy member of the board FIN-FSA Press release
- Press release

8 December 2022

Financial sector capital position as at 30 September 2022: Gloomier outlook for operating environment highlights importance of solvency, risk management and internal control Capital position Financial sector FIN-FSA Press release
- Press release

23 November 2022

FIN-FSA imposes administrative fine on Eisler Capital (UK) Ltd for delay in short position notifications intended for public disclosure Administrative fine FIN-FSA Press release
- Press release

17 October 2022

Measures aimed at preventing money laundering and terrorist financing should be targeted according to the actual risk - risk management methods are emphasised in supervision Banking sector FIN-FSA Money laundering Press release Risk assessment Terrorist financing
- Press release

12 October 2022

Janne Häyrynen to head Legal Unit at the FIN-FSA Press release appointment
- Press release

29 September 2022

Macroprudential decision: Loan cap remains unchanged Maximum loan-to-collateral Loan cap countercyclical capital buffer
- Press release

13 September 2022

Finnish financial sector's capital position is strong, despite the weaker operating environment - the FIN-FSA is paying particular attention to risk management Capital position Financial sector FIN-FSA Press release
- Press release

9 September 2022

Changes in the FIN-FSA Board Board Board deputy member Board member FIN-FSA Press release
- Press release

25 August 2022

Administrative fine imposed on S-Bank Plc for failures in reporting on derivatives contracts Administrative fine Reporting
- Press release

6 July 2022

FIN-FSA issues decision to S-Bank Plc on establishment of certain groups of connected clients decision
- Press release

28 June 2022

Macroprudential decision: Recommendation on mortgage borrowers’ maximum debt-servicing burden – credit institutions’ capital requirements also reviewed
- Press release

9 June 2022

Financial sector’s capital position as at 31 March 2022: Finnish financial sector’s good capital position increasingly important – uncertainty marks the operating environment and risks are elevated Capital position Financial sector FIN-FSA Press release
- Press release

7 June 2022

Penalty payment of EUR 125,000 for LocalTapiola Asset Management Ltd due to omissions concerning arrangements for transaction reporting Administrative sanctions FIN-FSA Press release Reporting of transactions Transaction reporting
- Press release

3 June 2022

Tero Kurenmaa appointed as FIN-FSA Director General appointment Director General FIN-FSA Press release
- Press release

1 June 2022

Authorised representative’s supervision of Elo Mutual Pension Insurance Company to end Decision FIN-FSA Press release
- Press release

9 May 2022

Penalty payment of EUR 25,000 and public warning for Nada express osk due to omissions concerning compliance with anti-money laundering regulations FIN-FSA Penalty payment Press release Public warning
- Press release

13 April 2022

Penalty payment of EUR 10,000 and public warning for Halgan Services Oy due to omissions concerning compliance with anti-money laundering regulations FIN-FSA Penalty payment Press release Public warning
- Press release

1 April 2022

Important for banks to ensure availability of non-digital services and reasonable pricing of services Basic banking services FIN-FSA Press release
- Press release

31 March 2022

Macroprudential decision: Housing loan cap remains at 85%, Russia’s war in Ukraine and international economic developments may lead to tightening of financing conditions
- Press release

15 March 2022

Finnish financial sector's capital position provides buffer against weaker economic outlook - important to prepare for higher risk levels Banking sector FIN-FSA Life insurance Non-life insurance Pension sector Press release Solvency
- Press release

4 March 2022

Enhanced monitoring of situation in financial sector, sanctions enforcement and cyber risk preparedness Cyber risk Financial sector FIN-FSA Press release Sanctions
- Press release

15 February 2022

A total of 14 applications submitted for the post of Director General of the Financial Supervisory Authority Director General FIN-FSA Press release
- Press release

11 February 2022

The European Systemic Risk Board issues warnings and recommendations to EU countries on macroprudential risks and their mitigation ESRB FIN-FSA Macroprudential policy Macroprudential risk Press release
- Press release

4 February 2022

Helsinki Administrative Court rejects appeal by Privanet Capital Markets Ltd against penalty payment imposed by FIN-FSA FIN-FSA Penalty payment Press release
- Press release

26 January 2022

Applications invited for position of FIN-FSA Director General FIN-FSA Job opening Press release

Source

Analysis generated by AI. Source diff and links are from the original.

Classification

Agency
FIN FSA
Published
December 19th, 2022
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Banks Financial advisers Fund managers Insurers Public companies
Geographic scope
Finland

Taxonomy

Primary area
Financial Services
Operational domain
Compliance
Topics
Anti-Money Laundering Capital Requirements Enforcement Actions

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