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Formations of, Acquisitions by, and Mergers of Bank Holding Companies

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Summary

The Federal Reserve published a notice listing bank holding company applications received under the Bank Holding Company Act of 1956. One specific application is listed: Independent Bank Corporation of Grand Rapids, Michigan seeks to merge with HCB Financial Corp and thereby indirectly acquire Highpoint Community Bank, both of Hastings, Michigan. Public comments on these applications are due by May 27, 2026, to the Federal Reserve Bank of Chicago or the Board of Governors.

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GovPing monitors FR: Federal Reserve System for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 45 changes logged to date.

What changed

The Federal Reserve published this notice under the Bank Holding Company Act of 1956, listing pending applications for bank holding company formations, acquisitions, and mergers. One specific transaction is identified: Independent Bank Corporation proposes to merge with HCB Financial Corp. The public comment period runs through May 27, 2026. Affected parties include the named applicants and any competitors in the relevant banking markets. Commenters should note that all submissions may be made publicly available without modification.

Archived snapshot

Apr 25, 2026

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Notice

Formations of, Acquisitions by, and Mergers of Bank Holding Companies

A Notice by the Federal Reserve System on 04/27/2026

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  • Public Inspection Published Document: 2026-08162 (91 FR 22535) Document Headings ###### Federal Reserve System

The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below.

The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board's Freedom of Information Office at https://www.federalreserve.gov/​foia/​request.htm. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)).

Comments received are subject to public disclosure. In general, comments received will be made available without change and will not be modified to remove personal or business information including confidential, contact, or other identifying information. Comments should not include any information such as confidential information that would not be appropriate for public disclosure.

Comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of ( printed page 22536) the Board of Governors, Benjamin W. McDonough, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551-0001, not later than May 27, 2026.

A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414. Comments can also be sent electronically to Comments.applications@chi.frb.org:

  1. Independent Bank Corporation, Grand Rapids, Michigan; to merge with HCB Financial Corp, and thereby indirectly acquire Highpoint Community Bank, both of Hastings, Michigan.

Board of Governors of the Federal Reserve System.

Michele Taylor Fennell,

Associate Secretary of the Board.

[FR Doc. 2026-08162 Filed 4-24-26; 8:45 am]

BILLING CODE P

Published Document: 2026-08162 (91 FR 22535)

CFR references

12 CFR Part 225

Mentioned entities

Citations

12 U.S.C. 1841 Bank Holding Company Act of 1956 statutory authority
12 U.S.C. 1842(c) standards for BHC Act applications
12 CFR part 225 Regulation Y applicability

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Last updated

Classification

Agency
Federal Reserve System
Comment period closes
May 27th, 2026 (32 days)
Compliance deadline
May 27th, 2026 (32 days)
Instrument
Notice
Branch
Executive
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
91 FR 22535

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Bank holding company applications Merger review Acquisition approval
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Compliance
Compliance frameworks
Dodd-Frank
Topics
Financial Services

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