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Priority review Rule Added Final

Federal Reserve Approves OceanFirst-Flushing Financial Merger

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Summary

The Federal Reserve Board has approved the application by OceanFirst Financial Corp., headquartered in Toms River, New Jersey, to merge with Flushing Financial Corporation and thereby indirectly acquire Flushing Bank, both of Uniondale, New York. The approval was announced on April 24, 2026 at 4:00 p.m. EDT. This merger approval allows the combined entity to proceed with integration, creating a larger regional banking organization operating in the Northeast.

“The Federal Reserve Board on Friday announced its approval of the application by OceanFirst Financial Corp., of Toms River, New Jersey, to merge with Flushing Financial Corporation, and thereby indirectly acquire Flushing Bank, both of Uniondale, New York.”

FRB , verbatim from source
Why this matters

Bank holding companies considering merger or acquisition strategies should review the Federal Reserve's conditional approval framework for consolidation transactions, particularly regarding Community Reinvestment Act evaluations and concentration limits that may affect deal structuring and timelines.

AI-drafted from the source document, validated against GovPing's analyst note standards . For the primary regulatory language, read the source document .
Published by FRB on federalreserve.gov . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

About this source

GovPing monitors Federal Reserve All Releases for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 11 changes logged to date.

What changed

The Federal Reserve Board issued an order approving the merger application submitted by OceanFirst Financial Corp. to combine with Flushing Financial Corporation, which will result in OceanFirst indirectly acquiring Flushing Bank. The approval constitutes final agency action on the application.

Bank holding companies and their legal counsel tracking consolidation activity in the regional banking sector should note this approval as an indicator of the Federal Reserve's current posture on bank merger applications. The combined entity will operate under OceanFirst's holding company structure with expanded presence in the New York metropolitan area.

Archived snapshot

Apr 24, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

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Press Release

April 24, 2026

Federal Reserve Board announces approval of application by OceanFirst Financial Corp.

For release at 4:00 p.m. EDT

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    The Federal Reserve Board on Friday announced its approval of the application by OceanFirst Financial Corp., of Toms River, New Jersey, to merge with Flushing Financial Corporation, and thereby indirectly acquire Flushing Bank, both of Uniondale, New York.

For media inquiries, please email [email protected] or call 202-452-2955.

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Last updated

Classification

Agency
FRB
Published
April 24th, 2026
Instrument
Rule
Branch
Executive
Legal weight
Binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Bank merger review M&A approval
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Compliance
Compliance frameworks
Dodd-Frank
Topics
Financial Services

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