Consumer Compliance Supervisory Highlights 2026

FDIC Press Releases

Published March 31st, 2026

Detected April 1st, 2026

Summary

The FDIC issued the 2026 Consumer Compliance Supervisory Highlights, summarizing consumer compliance issues identified in 2025 through supervision of state non-member banks and thrifts. The publication includes overall performance summaries, most frequently cited violations, and consumer complaint trends. This is an annual transparency report providing oversight insights rather than new regulatory requirements.

View original document View source feed page

What changed

The FDIC released the 2026 edition of Consumer Compliance Supervisory Highlights, covering supervisory activities and findings from calendar year 2025. The report provides a high-level overview of consumer compliance issues identified among FDIC-supervised institutions, describes the most frequently cited violations, and presents an overview of consumer complaint trends.

FDIC-supervised banks and thrifts should review the publication to understand examination focus areas and common compliance deficiencies identified during 2025. While this report does not impose new requirements, it serves as transparency guidance on supervisory priorities. Compliance teams should use these highlights to benchmark their own consumer compliance programs and address areas of frequent citation.

Source document (simplified)

FDIC Issues 2026 Consumer Compliance Supervisory Highlights

March 31, 2026 WASHINGTON - The Federal Deposit Insurance Corporation (FDIC) today issued the 2026 edition of the Consumer Compliance Supervisory Highlights. The purpose of this publication is to enhance transparency regarding the FDIC’s consumer compliance supervisory activities and to provide a high-level overview of consumer compliance issues identified in 2025 through the FDIC’s supervision of state non-member banks and thrifts.

This edition of Consumer Compliance Supervisory Highlights includes a summary of the overall consumer compliance performance for FDIC-supervised institutions in 2025, a description of the most frequently cited violations, and an overview of consumer complaint trends.

The publication is available on the FDIC’s website.