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Facilitator app discovers payment apps on consumer devices

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Summary

Facilitator app discovers payment apps on consumer devices

Source document (simplified)

← USPTO Patent Applications

FACILITATOR APP FOR DISCOVERING PAYMENT APPS

Application US20260087481A1 Kind: A1 Mar 26, 2026

Inventors

Ryan Watkins, Mark Robert Britten

Abstract

A method is provided for conducting financial transactions with digital forms of payment. In the method, a consumer initiates a purchase on a website. A facilitator app is also initiated on the website. The facilitator app searches the electronic device being used by the consumer for payment apps that have been loaded onto the electronic device. The consumer may then select the payment app that the consumer wishes to use for the payment. The facilitator app may also launch a payment app loaded onto the electronic device and may transfer payment details from the payment app to the website.

CPC Classifications

G06Q 20/326

Filing Date

2024-09-20

Application No.

18890977

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