Changeflow GovPing Banking & Finance Secure Asset Transfer Method and System Patent
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Secure Asset Transfer Method and System Patent

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Published March 25th, 2026
Detected April 2nd, 2026
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Summary

The European Patent Office published patent EP4584926A1, filed by Concept Technology AG, covering a method and system for facilitating secure asset transfers using cryptographic verification. The patent, with inventors Yang Zhe and Xu Yali, addresses secure financial technology transactions including electronic funds and digital asset transfers. No regulatory obligations or compliance requirements are imposed by this publication.

What changed

The European Patent Office published patent application EP4584926A1 on March 25, 2026, for Concept Technology AG. The patent covers a method and system for facilitating secure asset transfers, classified under H04L 9/32 (secure communications), G06Q 40/04 (financial transaction systems), and H04L 9/00 (cryptographic mechanisms). The designated states cover all current EPO member states including Germany, France, UK, Italy, Spain, and other EU/EEA countries.

This is a patent publication notice, not a regulatory action. It does not impose compliance obligations, deadlines, or penalties on any party. Companies developing similar secure transfer technologies may wish to review this patent to assess potential freedom-to-operate considerations for their own products.

Source document (simplified)

← EPO Patent Bulletin

METHOD AND SYSTEM FOR FACILITATING A SECURE TRANSFER OF ASSETS

Publication EP4584926A1 Kind: A1 Mar 25, 2026

Applicants

Concept Technology AG

Inventors

YANG, Zhe, XU, Yali

IPC Classifications

H04L 9/32 20060101AFI20240315BHEP G06Q 40/04 20120101ALI20240315BHEP H04L 9/00 20220101ALI20240315BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, ME, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

View original document →

Named provisions

Method and System for Facilitating a Secure Transfer of Assets

Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP4584926A1

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
5112 Software & Technology 5222 Fintech & Digital Payments
Activity scope
Digital Asset Transfer Electronic Funds Transfer Cryptographic Verification
Geographic scope
European Union EU

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Financial Services Cybersecurity

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