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Decentralized Identity-Based Communication Service Using LLMs

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Summary

USPTO granted Patent US12597018B2 to American Express Travel Related Services Company, Inc. for a decentralized identity-based communication service combining generative AI with verified credentials. The system enables personalized chatbot sessions between entities using decentralized identity services, where responses from LLM-powered dialog agents are verified against user credentials before delivery.

What changed

USPTO issued Patent US12597018B2 titled 'Decentralized identity-based communication service' to American Express Travel Related Services Company, Inc., with inventor Andras L. Ferenczi. The patent covers systems and methods for using decentralized identity services in conjunction with generative large language models to facilitate verified chatbot interactions between credential holders and inquirers.

For affected parties in the financial services and technology sectors, this patent establishes IP rights around the integration of decentralized identity verification with LLM-powered chatbots. Companies developing similar identity verification or AI chatbot solutions in the payments and financial services space should consider potential licensing needs or design-around strategies to avoid infringement on the 20 claims granted in this patent.

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Archived snapshot

Apr 7, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Grants

Decentralized identity-based communication service

Grant US12597018B2 Kind: B2 Apr 07, 2026

Assignee

AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.

Inventors

Andras L. Ferenczi

Abstract

Disclosed are various embodiments for using decentralized identity services and generative large language models (LLMs) to facilitate a humanized interactive chatbot session between two entities where information exchanged can be verified for accuracy. An interactive session can be established between a chat wallet service associated with a first user (e.g., a credential holder) and a second user (e.g., inquirer) using decentralized identity services. Inquiries asked by the second user can be directed to the chat wallet service which can obtain a response from a personalized dialog agent. The personalized dialog agent can obtain the answer by executing a language model that has been trained and personalized using information about the first user. The answer to the inquiry can be verified by comparing the answer with a verified credential associated with the first user. The verified response to the inquiry can then be provided to the second user.

CPC Classifications

G06Q 20/3674 G06Q 20/382 G06Q 20/401 G06Q 20/223

Filing Date

2023-07-11

Application No.

18220418

Claims

20

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Last updated

Classification

Agency
USPTO
Published
April 7th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
US12597018B2

Who this affects

Applies to
Investors Technology companies
Industry sector
5112 Software & Technology
Activity scope
Patent grant Intellectual property registration
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Data Privacy Artificial Intelligence

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