ACH Same-Day Payments Hit 403M, Up 23.6%
Summary
NACHA reported 403 million same-day ACH payments processed in the first quarter of 2026, representing a 23.6% increase compared to the same period in 2025. Total Q1 payments reached $1.1 trillion in value, a 22.1% year-over-year gain and the second consecutive quarter in which same-day ACH value exceeded $1 trillion. Business-to-business payment volume grew to nearly 2.1 billion transactions, up 9.4%, while overall ACH Network volume rose 4.8% to 8.9 billion payments valued at $24.1 trillion, up 9.3%.
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This document reports NACHA's Q1 2026 ACH Network statistics, showing significant year-over-year growth in same-day payments and overall transaction volume. Same-day ACH processing reached 403 million transactions (up 23.6%), while total network volume grew 4.8% to 8.9 billion payments valued at $24.1 trillion. Banks and financial institutions should note the continued acceleration of same-day payment adoption, which may influence product strategy and infrastructure investment decisions. The data reflects completed transaction activity rather than creating any new compliance obligations or regulatory requirements.
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Apr 25, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
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April 24, 2026 Reading Time: 1 min read The Automated Clearing House processed 403 million same-day payments in the first quarter of 2026, up 23.6% from the same period last year, network operator Nacha announced this week.
Total payments in Q1 were valued at $1.1 trillion, a 22.1% gain over a year ago, and the second straight quarter in which same-day ACH value topped the $1 trillion mark, Nacha said. Business-to-business payment volume grew, with nearly 2.1 billion made in Q1, up 9.4% from a year earlier.
Total ACH Network volume rose 4.8% to 8.9 billion payments. The value of those payments was $24.1 trillion, up 9.3%.
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