30-Year Mortgage at 6.23%, 15-Year at 5.58%
Summary
Freddie Mac reported that the 30-year fixed-rate mortgage averaged 6.23% this week, down 7 basis points from 6.30% the prior week and 58 basis points below the year-ago rate of 6.81%. The 15-year fixed-rate mortgage averaged 5.58%, down 7 basis points from 5.65% the prior week and 36 basis points below the year-ago rate of 5.94%. These weekly rate movements reflect current mortgage market conditions as reported by the GSE.
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GovPing monitors ABA Banking Journal Compliance for new banking & finance regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 99 changes logged to date.
What changed
Freddie Mac published its weekly Primary Mortgage Market Survey reporting that the 30-year fixed-rate mortgage decreased to 6.23% from 6.30% the prior week, while the 15-year fixed-rate mortgage fell to 5.58% from 5.65%. Year-over-year comparisons show the 30-year rate is 58 basis points lower than one year ago and the 15-year rate is 36 basis points lower.
Banks, mortgage lenders, and homebuyers monitoring rate trends can reference this weekly benchmark as a directional indicator of current mortgage market conditions. The data has no compliance implications and does not create regulatory obligations for any party.
Archived snapshot
Apr 24, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
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April 23, 2026 Reading Time: 1 min read The rate for a 30-year fixed-rate mortgage was 6.23% this week, down from 6.3% last week, according to Freddie Mac. A year ago, the rate was 6.81%. The rate for a 15-year fixed-rate mortgage was 5.58%, down from 5.65% last week. A year ago, the rate was 5.94%.
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