Changeflow GovPing Banking & Finance 30-Year Fixed Mortgage at 6.37%, 15-Year at 5.74%
Routine Notice Added Final

30-Year Fixed Mortgage at 6.37%, 15-Year at 5.74%

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Summary

ABA Banking Journal reports average mortgage rates for the week ending April 2026: 30-year fixed-rate mortgages at 6.37%, down from prior week; 15-year fixed-rate mortgages at 5.74%. Rate movements reflect current monetary policy and market conditions affecting mortgage lending.

What changed

This is a routine market data report summarizing current average mortgage rates published by the American Bankers Association. The 30-year fixed-rate mortgage stands at 6.37% and the 15-year fixed-rate mortgage at 5.74%, representing a slight decrease from the prior week.

Affected parties including banks, mortgage lenders, and homebuyers should note these rates for refinancing and originations decisions. This is informational market data with no regulatory compliance requirements.

What to do next

  1. Monitor for rate updates

Archived snapshot

Apr 10, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

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Mortgage rates inch down

April 9, 2026 Reading Time: 1 min read The rate for a 30-year fixed-rate mortgage was 6.37% this week, down from 6.46% last week, according to Freddie Mac. A year ago, the rate was 6.62%. The rate for a 15-year fixed-rate mortgage was 5.74%, down from 5.77% last week. A year ago, the rate was 5.82%.

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Last updated

Classification

Agency
ABA
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Mortgage lending Interest rate reporting
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Finance
Topics
Consumer Finance

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