30-Year Fixed Mortgage at 6.37%, 15-Year at 5.74%
Summary
ABA Banking Journal reports average mortgage rates for the week ending April 2026: 30-year fixed-rate mortgages at 6.37%, down from prior week; 15-year fixed-rate mortgages at 5.74%. Rate movements reflect current monetary policy and market conditions affecting mortgage lending.
What changed
This is a routine market data report summarizing current average mortgage rates published by the American Bankers Association. The 30-year fixed-rate mortgage stands at 6.37% and the 15-year fixed-rate mortgage at 5.74%, representing a slight decrease from the prior week.
Affected parties including banks, mortgage lenders, and homebuyers should note these rates for refinancing and originations decisions. This is informational market data with no regulatory compliance requirements.
What to do next
- Monitor for rate updates
Archived snapshot
Apr 10, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
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Mortgage rates inch down
April 9, 2026 Reading Time: 1 min read The rate for a 30-year fixed-rate mortgage was 6.37% this week, down from 6.46% last week, according to Freddie Mac. A year ago, the rate was 6.62%. The rate for a 15-year fixed-rate mortgage was 5.74%, down from 5.77% last week. A year ago, the rate was 5.82%.
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