30-Year Fixed Mortgage at 6.30%, 15-Year at 5.65%
Summary
Freddie Mac reported that the 30-year fixed-rate mortgage declined to 6.30% this week, down from 6.37% the prior week and 6.83% a year ago. The 15-year fixed-rate mortgage fell to 5.65%, down from 5.74% the prior week and 6.03% a year ago. This ABA Banking Journal article reports market rate data without creating compliance obligations.
What changed
Freddie Mac data shows mortgage rates continued their downward trend this week. The 30-year fixed-rate mortgage averaged 6.30%, down 7 basis points from 6.37% the prior week, while the 15-year fixed-rate mortgage fell to 5.65% from 5.74%. Year-over-year comparisons show more significant declines: 30-year rates are down 53 basis points from 6.83% and 15-year rates are down 38 basis points from 6.03%.
This ABA Banking Journal article is informational news reporting and does not establish any regulatory requirements, compliance obligations, or enforcement actions. Financial institutions and consumers may use these market rate benchmarks for lending decisions, but no regulatory response is mandated by this publication.
Archived snapshot
Apr 17, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
No Result View All Result
- Ag Banking
- Commercial Lending
- Community Banking
- Compliance and Risk
- Cybersecurity
- Economy
- Human Resources
- Insurance
- Legal
- Mortgage
- Mutual Funds
- Payments
- Policy
- Retail and Marketing
- Tax and Accounting
- Technology
- Wealth Management
- Subscribe
- Advertise
- Magazine Archive
- Newsletter Archive
- Podcast Archive
- Sponsored Content Archive
SUBSCRIBE
- Ag Banking
- Commercial Lending
- Community Banking
- Compliance and Risk
- Cybersecurity
- Economy
- Human Resources
- Insurance
- Legal
- Mortgage
- Mutual Funds
- Payments
- Policy
- Retail and Marketing
- Tax and Accounting
- Technology
- Wealth Management
- Subscribe
- Advertise
- Magazine Archive
- Newsletter Archive
- Podcast Archive
- Sponsored Content Archive No Result View All Result No Result View All Result Home Economy # Mortgage rates dip
April 16, 2026 Reading Time: 1 min read The rate for a 30-year fixed-rate mortgage was 6.30% this week, down from 6.37% last week, according to Freddie Mac. A year ago, the rate was 6.83%. The rate for a 15-year fixed-rate mortgage was 5.65%, down from 5.74% last week. A year ago, the rate was 6.03%.
Tags: Interest rates Share Tweet Pin
Related Posts
Industrial production fell in March
Economy April 16, 2026 Industrial production dropped 0.5% in March from the previous month, the Federal Reserve reported. The March figure was up 2.4% from a year prior.
Study: Weak fundamentals primary cause of bank failures
Compliance and Risk April 16, 2026 A recent study of more than 150 years of U.S. bank data has concluded that weak fundamentals are the primary driver of bank failures, and that strong banks usually survive runs.
Senate Democrats seek delay of Fed chair nomination hearing
Newsbytes April 16, 2026 The eleven Democratic members of the Senate Banking Committee called for the committee to delay the nomination hearing for Kevin Warsh to be Federal Reserve chairman until the Trump administration drops its investigations into current Chairman Jerome Powell...
ABA: Policymakers should avoid changes that reduce credit availability
Compliance and Risk April 16, 2026 The Fair Credit Reporting Act is a critical consumer protection law that supports responsible lending, and policymakers should avoid changes that could restrict credit availability by reducing data accuracy or adding complexity, banker Veneshia Ferdinand told House lawmakers...
ABA mortgage advocacy update: April 16, 2026
Mortgage April 16, 2026 ABA recently welcomed two new executive orders directing federal regulators to roll back or better tailor mortgage regulations to expand access to credit and promote new housing construction.
Report: Trump administration ends lease for CFPB headquarters
Newsbytes April 15, 2026 The OCC has terminated the lease on the CFPB’s headquarters six years early, according to government records obtained by Reuters news agency.
NEWSBYTES
Industrial production fell in March
Mortgage rates dip
Study: Weak fundamentals primary cause of bank failures
SPONSORED CONTENT
How leading banks are enhancing customer engagement through financial data insights
Check Fraud Is Outpacing Legacy Controls. What Banks Should Evaluate Now.
How top agricultural lenders are approaching AI, automation and innovation in 2026
Top 7 FP&A Trends in Banking for 2026
PODCASTS
Podcast: Capitalizing on opportunities to serve high-net-worth clients
Podcast: Are credit union commercial loans risky business?
Podcast: Risk and strategy in sponsor banking
March 19, 2026
American Bankers Association
1333 New Hampshire Ave NW
Washington, DC 20036
1-800-BANKERS (800-226-5377)
www.aba.com
About ABA
Privacy Policy
Contact ABA
ABA Banking Journal
About ABA Banking Journal
Media Kit
Advertising
Subscribe
© 2026 American Bankers Association. All rights reserved.
No Result View All Result
- Ag Banking
- Commercial Lending
- Community Banking
- Compliance and Risk
- Cybersecurity
- Economy
- Human Resources
- Insurance
- Legal
- Mortgage
- Mutual Funds
- Payments
- Policy
- Retail and Marketing
- Tax and Accounting
- Technology
- Wealth Management
- Subscribe
- Advertise
- Magazine Archive
- Newsletter Archive
- Podcast Archive
- Sponsored Content Archive © 2026 American Bankers Association. All rights reserved.
Related changes
Get daily alerts for ABA Banking Journal Compliance
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
Source
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from ABA.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when ABA Banking Journal Compliance publishes new changes.
Subscribed!
Optional. Filters your digest to exactly the updates that matter to you.