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Recent changes
Health Insurance Rate Filing Submission Guidelines Bulletin
The Connecticut Insurance Department has issued Bulletin HC-81-23, providing updated guidelines for health insurance rate filing submissions. The bulletin outlines specific data and documentation requirements for insurers seeking to adjust rates, referencing federal regulations and state statutes.
Massachusetts Bulletin on Aerial Imaging for Underwriting
The Massachusetts Division of Insurance issued a bulletin clarifying guidelines for insurers using aerial imaging in underwriting. The bulletin addresses concerns about policy non-renewals, cancellations, or declinations based solely on aerial imagery, emphasizing the need for accuracy and appropriate use of such technology.
Massachusetts Bulletin: Vaccine Coverage Without Cost-Sharing
The Massachusetts Division of Insurance and Department of Public Health issued Bulletin 2025-03 to clarify expectations for health insurers regarding vaccine coverage. Carriers are expected to cover all vaccines and their administration costs without cost-sharing or utilization management for individuals covered by Massachusetts-issued insured health plans.
Massachusetts PBM Licensure Requirements for 2026
The Massachusetts Division of Insurance has issued Bulletin 2025-04 outlining the requirements for Pharmacy Benefit Managers (PBMs) to obtain licensure by January 1, 2026. This bulletin implements Chapter 342 of the Acts of 2024, which mandates PBM licensure and oversight by the Division.
Massachusetts Motor Vehicle Dealer Credit Insurance Rates 2026-2028
The Massachusetts Division of Insurance has issued Bulletin 2025-05, establishing deviated case rates for credit life and credit accident and health insurance sold by motor vehicle dealers. These rates are effective from January 1, 2026, through December 31, 2028, and specify new per-thousand-dollar rates for credit life and per-hundred-dollar rates for credit accident and health insurance based on policy terms.
MA Insurance Bulletin on Medicare Health Coverage Guide
The Massachusetts Division of Insurance issued Bulletin 2025-06, providing an updated consumer guide to Medicare health insurance. This bulletin directs insurers to distribute the guide along with federal Medicare publications and advises consumers to be aware of potential scams.
Manatee Insurance Exchange Consent Order
The Florida Office of Insurance Regulation has issued a Consent Order regarding Manatee Insurance Exchange's proposal to assume personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for Manatee's assumption of up to 65,000 policies, focusing on comparable coverage and premium limitations.
Assistance Insurance Company Consent Order
The Florida Office of Insurance Regulation has issued a Consent Order against Assistance Insurance Company. The order, dated January 22, 2026, details specific actions and requirements for the company.
Arizona Premium Finance Co. - Cease and Desist Complaint
The Florida Office of Insurance Regulation has issued a Cease and Desist Complaint against Arizona Premium Finance Co., Inc. (APFC) for knowingly funding hundreds of premium finance agreements in Florida without a required Certificate of Authority since 2017, totaling over $8.4 million in written premiums.
Florida Surplus Lines Service Office 2025 Amended Plan of Operation Approved
The Florida Office of Insurance Regulation (OIR) has approved the Florida Surplus Lines Service Office's (FSLSO) Amended Plan of Operation for 2025. The approval follows a review of amendments submitted by the FSLSO, including updates to its Board of Governors and Code of Conduct.
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