Wells Fargo Bank Patent on Blockchain Universal Resolver
Summary
Wells Fargo Bank, N.A. has filed patent application US20260100855A1 for a blockchain universal resolver system that generates universal unique identifiers for users across multiple blockchain registries. The system receives provider institution identifiers and user identifiers from two separate blockchain registries and determines a universal unique identifier recorded on a third distributed ledger.
What changed
Wells Fargo Bank, N.A. filed patent application US20260100855A1 describing a universal resolver system for blockchain-based digital asset management. The system is configured to receive provider institution identifiers and user identifiers from multiple blockchain registries and generate a universal unique identifier for each user based on aggregated data, which is then recorded on a separate distributed ledger.
Technology companies developing blockchain infrastructure, digital asset platforms, or distributed ledger applications should monitor this application. If granted, the patent would give Wells Fargo rights to the described universal resolver architecture for cross-platform user identification in blockchain environments.
What to do next
- Monitor for patent grant and evaluate licensing needs
- Review system architecture for potential infringement exposure
Archived snapshot
Apr 11, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
SYSTEMS AND METHODS FOR MANAGING DIGITAL ASSETS AND DIGITAL ASSET TRANSACTIONS
Application US20260100855A1 Kind: A1 Apr 09, 2026
Assignee
Wells Fargo Bank, N.A.
Inventors
Anita Sukur, Ian T. Staley, Ashmita Regmi
Abstract
The arrangements described herein relate to a universal resolver configured to receive, from a first blockchain registry associated with a first computing system, a first provider institution identifier of a first provider institution and a first user identifier of a user and receive, from a second blockchain registry associated with a second computing system, a second provider institution identifier of a second provider institution and a second user identifier of the user. A universal unique identifier is determined for the user based at least in part on the first provider institution identifier, the first user identifier, the second provider institution identifier, and the second user identifier. The universal unique identifier is recorded on a third distributed ledger database/blockchain.
CPC Classifications
H04L 9/50 H04L 9/0825
Filing Date
2024-10-03
Application No.
18905848
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