Truist Bank Data Transmission Systems for Mobile Network Routing
Summary
USPTO published patent application US20260099822A1 assigned to Truist Bank, covering systems and methods for receiving and routing resource requests from mobile devices between users. The invention enables a processor to transmit a resource request from a first user's mobile device to a second user's mobile device, where the second user has a predetermined time window to respond. The system adds a mobile calendar reminder to the second user's device, determines whether a response is received after the time window expires, and terminates the request with notification to the first user if no response is received.
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GovPing monitors USPTO Patent Applications - Networking (H04L) for new telecom & technology regulatory changes. Every update since tracking began is archived, classified, and available as free RSS or email alerts — 213 changes logged to date.
What changed
USPTO published patent application US20260099822A1 for a data transmission initiation system covering mobile resource request routing. The claimed invention involves receiving a resource request from a first user's mobile device, transmitting the request to a second user's mobile device within a predetermined response window, automatically adding a calendar reminder to the second user's device, and terminating the request with notification to the first user if no response is received within the allotted time.
For technology companies and financial institutions developing mobile banking applications or peer-to-peer transaction systems, this patent describes a technical framework for implementing timed mobile request workflows with automatic escalation and notification capabilities. The system integrates calendar reminders with response tracking, suggesting potential applications for payment authorization, account verification, or other time-sensitive mobile banking interactions.
Archived snapshot
Apr 22, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
DATA TRANSMISSION INITIATION SYSTEMS SIGNALING NETWORK ROUTING
Application US20260099822A1 Kind: A1 Apr 09, 2026
Assignee
Truist Bank
Inventors
Jamie Nathaniel Franklin, Hayden Rebecca Thomas
Abstract
Systems and methods receive a resource request, from a mobile device of a first user, for a mobile interaction and process the resource request for the mobile interaction by transmitting the resource request to a mobile device of a second user in which the second user has a predetermined amount of time to send a response to the resource request. Based on the resource request being transmitted, the processor determines that the second user has added a mobile calendar reminder to a storage location of the mobile device of the second user. After the predetermined amount of time is complete, the processor ascertains whether the response has been received from the mobile device of the second user. The resource request is terminated from the mobile device of the first user and a notification is transmitted to the mobile device of the first user indicating termination of the resource request.
CPC Classifications
G06Q 10/1097 G06Q 20/30 H04L 67/55
Filing Date
2024-10-07
Application No.
18908009
Parties
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