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Electronic Apparatus for Providing Recommendation Information and Operating Method Thereof

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Summary

The USPTO published patent application US20260099696A1 filed by Visa on April 9, 2026, covering an AI recommendation system. The application (originally filed October 30, 2024, Application No. 18931310) describes an electronic apparatus using a trained artificial intelligence model with self-attention layers and inductive bias processing to derive recommendation information from sequential data patterns. Inventors include Noseong Park, Yehjin Shin, Jeongwhan Choi, and Hyowon Wi.

Published by USPTO on changeflow.com . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

The USPTO published patent application US20260099696A1 for an AI recommendation system developed by Visa. The patent describes a method using artificial intelligence with embedding layers, self-attention processing, and inductive bias injection to analyze sequential data patterns and generate recommendation outputs. The system architecture includes specific layer configurations for data processing and attention mechanisms.

Patent application publications do not create compliance obligations or regulatory requirements. Technology companies, AI developers, and financial services firms may monitor this filing for competitive intelligence regarding Visa's AI recommendation technology development. The publication provides public notice of patent claims without imposing any regulatory obligations.

Archived snapshot

Apr 18, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Applications

ELECTRONIC APPARATUS FOR PROVIDING RECOMMENDATION INFORMATION AND OPERATING METHOD THEREOF

Application US20260099696A1 Kind: A1 Apr 09, 2026

Inventors

Noseong Park, Yehjin Shin, Jeongwhan Choi, Hyowon Wi

Abstract

The present disclosure relates to an electronic apparatus for providing recommendation information and an operating method thereof. A method of providing recommendation information, the method being performed by an electronic apparatus, includes acquiring a data set including a plurality of data having a sequential pattern, deriving recommendation information corresponding to the data set using a trained artificial intelligence model, and providing the recommendation information to an external apparatus, wherein the artificial intelligence model is constructed to include a first layer that performs embedding on the data set, a (2-1)-th layer that performs self-attention based on a result of the embedding by the first layer, and a (2-2)-th layer that performs data processing to inject an inductive bias based on the result of the embedding by the first layer.

CPC Classifications

G06N 3/045 G06N 3/0499

Filing Date

2024-10-30

Application No.

18931310

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Last updated

Classification

Agency
USPTO
Published
April 9th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
US20260099696A1

Who this affects

Applies to
Technology companies
Industry sector
5112 Software & Technology
Activity scope
Patent application filing AI system development Recommendation algorithm research
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Artificial Intelligence Financial Services

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