Universal Property & Casualty Insurance Company v. Wendy D. Montgomery - Property Insurance Case Affirmation

FL District Court of Appeal Opinions

Filed March 6th, 2026

Detected March 7th, 2026

Summary

The Florida District Court of Appeal affirmed a lower court's decision in the property insurance case involving Universal Property & Casualty Insurance Company and Wendy D. Montgomery. The court's disposition was an affirmation, and the conditional cross-appeal was dismissed as moot.

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What changed

The Florida District Court of Appeal, in Case No. 6D2024-0239, has affirmed the lower tribunal's decision in the matter of Universal Property & Casualty Insurance Company v. Wendy D. Montgomery and Morris L. Montgomery. The court's disposition was an affirmation, referencing a prior related case, Universal Prop. & Cas. Ins. Co. v. Rodriguez. Consequently, the conditional cross-appeal filed by the appellees was dismissed as moot.

This ruling signifies the final disposition of the appeal, upholding the lower court's judgment. For insurers operating in Florida, this affirmation reinforces existing legal precedent regarding property insurance claims. No new compliance actions are mandated by this specific court order, as it pertains to the resolution of an existing dispute.

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March 6, 2026 Get Citation Alerts Download PDF Add Note

Universal Property & Casualty Insurance Company v. Wendy D. Montgomery and Morris L. Montgomery

District Court of Appeal of Florida

Citations: None known
Docket Number: 6D2024-0239
Disposition: Affirmed
Opinion
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Disposition

Affirmed

Combined Opinion

SIXTH DISTRICT COURT OF APPEAL
STATE OF FLORIDA

Case No. 6D2024-0239
Lower Tribunal No. 2019-CA-000742

UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY,

Appellant/Cross-Appellee,

WENDY D. MONTGOMERY and MORRIS L. MONTGOMERY,

Appellees/Cross-Appellants.

Appeal from the Circuit Court for Polk County.
Brandon J. Rafool, Judge.

March 6, 2026

PER CURIAM.

AFFIRMED. See Universal Prop. & Cas. Ins. Co. v. Rodriguez, No. 6D2024-

1194, --- So. 3d ---, 2026 WL 370220 (Fla. 6th DCA Feb. 6, 2026).

Because the direct appeal is affirmed, the conditional cross-appeal is

dismissed as moot. See R.J. Reynolds Tobacco Co. v. Brown, 286 So. 3d 877 (Fla.

5th DCA 2019) (dismissing conditional cross-appeal as moot when affirming issues

raised on appeal).

STARGEL, WOZNIAK and SMITH, JJ., concur.
David A. Noel and Kara Rockenbach Link, of Link & Rockenbach, P.A., West Palm
Beach, for Appellant/Cross-Appellee.

Mark A. Nation, of The Nation Law Firm, Longwood, for Appellees/Cross-
Appellants.

NOT FINAL UNTIL TIME EXPIRES TO FILE MOTION FOR REHEARING
AND DISPOSITION THEREOF IF FILED