The Michigan Department of Insurance and Financial Services has permanently revoked the insurance license of Stefan Habba (System ID No. 1288040) following his admission that he hired Alicia Jackson to take and pass an online proctored licensing exam on his behalf. The revocation, effective April 20, 2026, is based on violations of Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code for obtaining a license through misrepresentation and demonstrating untrustworthiness through fraudulent or dishonest practices. Habba is permanently barred from reapplying for any license administered by DIFS, and any attempt to do so will constitute a violation of the order and trigger additional proceedings.