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ESMA Consultation on CCP Collateral and Investment Policy

The European Securities and Markets Authority (ESMA) has launched a consultation on proposed changes to rules regarding guarantees as CCP collateral and certain aspects of CCP investment policy. The consultation period is open until April 30, 2026, and seeks input from all interested stakeholders, particularly central counterparties (CCPs), clearing members, and their clients.

ESMA/EBA Consultation on Suitability Guidelines for Management Body Members

ESMA and EBA have launched a consultation on new draft guidelines for assessing the suitability of management body members and key function holders. The consultation period is open until May 25, 2026, and seeks feedback on proposed changes to investor protection standards.

ESMA Consultation on MAR Guidelines for Delaying Inside Information Disclosure

The European Securities and Markets Authority (ESMA) has launched a consultation on new Market Abuse Regulation (MAR) guidelines concerning the delay in disclosing inside information. The consultation period runs until April 29, 2026, and is open to all interested stakeholders.

ESMA Consultation on EMIR 3 Draft RTS on Participation Requirements

The European Securities and Markets Authority (ESMA) has opened a consultation on draft Regulatory Technical Standards (RTS) for participation requirements under EMIR 3. The consultation seeks feedback from interested stakeholders, including central counterparties (CCPs) and their participants, on the proposed rules.

ERISA, HIPAA, COBRA Technical Releases

The Department of Labor's Employee Benefits Security Administration (EBSA) has compiled a list of technical releases related to ERISA, HIPAA, and COBRA. These releases provide guidance on various aspects of employee benefit plans, including health insurance, claims, and disclosures.

Consumer Leasing Regulation M Final Rule - Threshold Update

The Consumer Financial Protection Bureau (CFPB) has finalized amendments to Regulation M, increasing the dollar threshold for exempt consumer leases from $71,900 to $73,400, effective January 1, 2026. This adjustment is mandated annually based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).

CFPB Rescinds Adjudication Rule Amendments

The Consumer Financial Protection Bureau (CFPB) has rescinded amendments made in 2022 and 2023 to its Rules of Practice for Adjudication Proceedings. This action reverses changes related to depositions, timing, bifurcation, dispositive motions, and issue exhaustion, with some narrow exceptions for clarificatory changes.

CFPB Final Rule: 2026 Maximum Charge for FCRA Disclosures

The Consumer Financial Protection Bureau (CFPB) issued a final rule establishing the maximum allowable charge for Fair Credit Reporting Act (FCRA) disclosures for the 2026 calendar year. This annual adjustment is required by the FCRA.

Truth in Lending Regulation Z Threshold Increase

The Consumer Financial Protection Bureau (CFPB) has finalized an amendment to Regulation Z, increasing the dollar threshold for exempt consumer credit transactions. Effective January 1, 2026, the threshold will rise from $71,900 to $73,400, adjusted annually based on the Consumer Price Index.

HPML Appraisal Exemption Threshold Increased to $34,200

The CFPB, OCC, and Federal Reserve have finalized amendments to the Truth in Lending Act (TILA) regulations, increasing the exemption threshold for higher-priced mortgage loan (HPML) appraisals. Effective January 1, 2026, the threshold will rise from $33,500 to $34,200, adjusted annually based on the CPI-W.