CFPB Rescinds Adjudication Rule Amendments

CFPB Final Rules

Published October 29th, 2025

Detected March 14th, 2026

Summary

The Consumer Financial Protection Bureau (CFPB) has rescinded amendments made in 2022 and 2023 to its Rules of Practice for Adjudication Proceedings. This action reverses changes related to depositions, timing, bifurcation, dispositive motions, and issue exhaustion, with some narrow exceptions for clarificatory changes.

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What changed

The Consumer Financial Protection Bureau (CFPB) has issued a final rule rescinding significant amendments made to its Rules of Practice for Adjudication Proceedings in 2022 and 2023. The rescinded amendments pertained to key procedural aspects including the deposition process, timing and deadlines, bifurcation of proceedings, the handling of dispositive motions, and issue exhaustion requirements. The CFPB's decision follows consideration of public comments on its proposal to undo these changes, with only minor clarificatory and procedural modifications being retained.

This action effectively reverts the adjudication process to its pre-2022 state for the majority of the rescinded provisions. Regulated entities and legal professionals involved in CFPB adjudication proceedings should be aware that the previous procedural rules are now in effect. This change impacts how parties should prepare for and conduct these proceedings, particularly concerning discovery and motion practice. No specific compliance deadline is noted as the rule rescinds prior changes, but awareness of the procedural reversion is critical for ongoing and future cases.

What to do next

Review CFPB's Rules of Practice for Adjudication Proceedings to understand the reverted procedural requirements.
Update internal legal and compliance procedures to align with the pre-2022 adjudication rules.
Ensure legal counsel is aware of the procedural changes for any ongoing or anticipated CFPB adjudication matters.

Source document (simplified)

Category: Final rule

Rules of Practice for Adjudication Proceedings

DEC 17, 2025

The Rules of Practice for Adjudication Proceedings (Rules of Practice) govern adjudication proceedings conducted by the Consumer Financial Protection Bureau (CFPB). The CFPB issued a proposal to rescind amendments it adopted to the Rules of Practice on February 22, 2022, and March 29, 2023 (2022 and 2023 amendments). The 2022 and 2023 amendments that the Bureau proposed to rescind included a new deposition process, amendments concerning timing and deadlines, bifurcation of proceedings, the process for deciding dispositive motions, and requirements for issue exhaustion, as well as other technical changes. After considering the comments on the proposal, the CFPB has decided to rescind the amendments as proposed, except as related to narrow clarificatory and procedural changes.