Finantsinspektsioon has reminded Estonian crypto asset service providers that the MiCA Regulation transition period ends on July 1, 2026. After this date, crypto asset services may only be provided in Estonia by companies with a licence from Finantsinspektsioon or the supervisory authority of another EU member state. The authority is currently processing 10 licence applications and advises that companies applying now or in coming months must include a wind-down plan with their application.
Finantsinspektsioon (Estonia FI) issued a debt collection agency licence to Heimondo Estonia OÜ on 8 September 2025. The licence authorises the company to call in debts arising from credit contracts of banks and creditors, collect overdue payments, and conduct negotiations over repayment conditions with borrowers. The licence also imposes obligations on the company to manage complaints and to inform borrowers of contractual requirements and any changes to interest rates, fees, or payments.