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Agencies Release 2025 Shared National Credit Program Report

The Federal Reserve Board, FDIC, and OCC have released the 2025 Shared National Credit (SNC) report. The report indicates that credit risk associated with large, syndicated bank loans remains moderate, with 8.6% of total commitments rated as non-pass.

CRA Small and Intermediate Bank Asset Thresholds Updated for 2026

The Federal Reserve Board and FDIC announced updated asset-size thresholds for Community Reinvestment Act (CRA) small and intermediate banks for 2026. These annual adjustments are based on inflation, ensuring the thresholds reflect current economic conditions.

Governor Cook Discusses AI and Productivity at NABE Conference

Federal Reserve Governor Lisa D. Cook delivered remarks on artificial intelligence and its potential impact on productivity at the NABE Economic Policy Conference. She expressed optimism about AI's long-term contributions to innovation and economic growth, while acknowledging the Federal Reserve's cautious approach to its adoption.

Federal Reserve Supervision and Regulation Testimony

Vice Chair for Supervision Michelle W. Bowman testified before the Senate Committee on Banking, Housing, and Urban Affairs regarding the Federal Reserve's supervisory and regulatory activities. The testimony covered the current state of the banking sector, highlighting its soundness and resilience, and outlined priorities for enhancing supervision and regulation.

Federal Reserve Speech on Basel III and Bank Capital Rules

Federal Reserve Vice Chair Bowman discussed upcoming proposed rules to implement the final phase of Basel III in the United States. The speech outlined the rationale for modernizing capital requirements, aiming for more efficient regulation and better support for economic growth while preserving safety and soundness.

Bowman Speech on Liquidity, Financial Stability, and Fed Role

Federal Reserve Vice Chair for Supervision Michelle W. Bowman delivered a speech on March 3, 2026, discussing the effectiveness of the current bank liquidity framework, including the LCR and NSFR. The speech calls for a critical review of whether existing regulations translate into actual resilience during times of stress.

Governor Waller Discusses Operationalizing AI at the Federal Reserve

Federal Reserve Governor Christopher J. Waller delivered a speech on February 24, 2026, discussing the Federal Reserve System's efforts to operationalize artificial intelligence (AI) within its internal systems and applications. The speech highlighted the potential of AI to drive operational efficiencies across various functions.

FinCEN Special Measures Imposed on Financial Institutions

The Federal Reserve issued SR 25-3 to inform supervised financial institutions about special measures imposed by FinCEN under the USA PATRIOT Act and other acts. These measures create legal obligations for institutions dealing with entities designated as primary money laundering concerns.