Fed Banking Regulation

CRA Small and Intermediate Bank Asset Thresholds Updated for 2026

The Federal Reserve Board and FDIC announced updated asset-size thresholds for Community Reinvestment Act (CRA) small and intermediate banks for 2026. These annual adjustments are based on inflation, ensuring the thresholds reflect current economic conditions.

Agencies Release 2025 Shared National Credit Program Report

The Federal Reserve Board, FDIC, and OCC have released the 2025 Shared National Credit (SNC) report. The report indicates that credit risk associated with large, syndicated bank loans remains moderate, with 8.6% of total commitments rated as non-pass.

Federal Reserve Finalizes Stress Test Scenarios, Maintains Capital Requirements

The Federal Reserve Board has finalized its annual stress test scenarios for large banks and voted to maintain current stress test-related capital requirements until 2027. The final scenarios are similar to those proposed in October, and the delay in new capital requirements will allow for public feedback on supervisory models.

Federal Reserve Requests Comment on Proposal to Codify Removal of Reputation Risk

The Federal Reserve Board is requesting public comment on a proposal to codify the removal of reputation risk from its bank supervision framework. This action follows earlier decisions to exclude reputation risk and aims to ensure supervisory decisions focus on material financial risks.