OCC Rules & Proposed Rules

OCC Simplifies Bank Licensing for Institutions Under $30 Billion

The Office of the Comptroller of the Currency (OCC) has issued a final rule amending community bank licensing procedures. This rule simplifies the process for banks with assets under $30 billion, aiming to reduce regulatory burden. The amendments are effective April 3, 2026.

OCC National Bank Chartering Rule on Non-Fiduciary Activities

The Office of the Comptroller of the Currency (OCC) has amended its national bank chartering rule concerning non-fiduciary activities. This final rule, published in the Federal Register, will take effect on April 1, 2026.

Comptroller of the Currency Proposed Rule: Bank Appeals Process

The Office of the Comptroller of the Currency (OCC) has issued a proposed rule to establish a formal bank appeals process. The public comment period for this proposed rule closes on April 20, 2026.