US Federal

Cyber Outages Disrupt Repo Market, Costing $100B

A working paper published by the Office of Financial Research indicates that cyber-induced operational outages can disrupt the U.S. repurchase agreements (repo) market, potentially costing over $100 billion in funding and raising rates by over 50 basis points. The study highlights the importance of cybersecurity preparedness and institutional resilience.

Federal Agencies Release 2024 Small Business and Farm Lending Data

The Federal Deposit Insurance Corporation, Federal Reserve Board, and Office of the Comptroller of the Currency have released 2024 data on small business, small farm, and community development lending. This annual disclosure is required by Community Reinvestment Act regulations.

Changes to Uniform Bank Performance Report Peer Group Definitions

The Federal Financial Institutions Examination Council (FFIEC) announced changes to the Uniform Bank Performance Report (UBPR) commercial bank peer group definitions, effective shortly after February 26, 2026. These updates are part of an ongoing review of commercial bank peer groups initiated in 2025.

UBPR Liquidity Pages Content Changes

The Federal Financial Institutions Examination Council (FFIEC) is updating the content of the Uniform Bank Performance Report's (UBPR) Liquidity & Funding and Liquidity & Investment Portfolio pages. These changes are scheduled to take effect on or shortly after February 17, 2026, as part of an ongoing review of UBPR content.

FFIEC Publishes 2024 Mortgage Lending Data

The Federal Financial Institutions Examination Council (FFIEC) has published the 2024 data on mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA). The data includes information from 4,908 U.S. financial institutions and is available through various datasets and tools.

FFIEC UBPR Interest Rate Risk Analysis Page Split

The Federal Financial Institutions Examination Council (FFIEC) is splitting the Interest Rate Risk Analysis page of the Uniform Bank Performance Report (UBPR) into two pages (9 and 9A) on or shortly after March 2, 2026. This change aims to improve readability following updates made in February 2025.

OCC Enforcement Actions Search Tool

The Office of the Comptroller of the Currency (OCC) provides a search tool for its enforcement actions, penalties, and orders. An update in January 2025 added subject matter filtering for actions issued since 2012.

OCC Announces Enforcement Actions Terminations

The Office of the Comptroller of the Currency (OCC) announced the termination of five formal agreements with banks in February 2026. These terminations indicate that the banks have met compliance requirements or that the terms of the agreements are no longer relevant.

OCC Announces Enforcement Actions for January 2026

The Office of the Comptroller of the Currency (OCC) announced its January 2026 enforcement actions, including an order of prohibition against an individual for embezzlement and falsifying records. The OCC also released orders terminating previous enforcement actions against several banks.

OCC Announces Enforcement Action Terminations

The Office of the Comptroller of the Currency (OCC) announced the termination of several enforcement actions in December 2025. These terminations occur when banks demonstrate compliance with all articles of an enforcement action or when specific conditions are met.