Romance Scams Cost Montana Residents Thousands
Summary
The Montana Commissioner of Securities and Insurance issued a consumer alert on February 27, 2026, warning Montana residents about rising romance scams ahead of Valentine's Day. Commissioner James Brown of the State Auditor's Office explained how scammers create fake profiles on dating apps and social media using stolen photos, then manufacture emotional emergencies to request urgent money transfers, often via bitcoin ATMs or digital wallets. According to the FBI's Internet Crime Complaint Center, Montana ranks seventh highest per capita in internet crime losses nationwide since 2023, with Gallatin Valley residents losing thousands of dollars to these schemes.
“Montana ranks seventh highest per capita in internet crime losses nationwide since 2023.”
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This consumer alert describes the mechanics of romance fraud schemes, in which scammers create fake online dating or social media profiles to establish emotional trust before requesting money under false pretenses. Common tactics include inventing emergencies requiring urgent wire transfers via bitcoin ATMs or digital wallets. The alert does not impose any regulatory obligations but serves as an informational resource for Montana consumers. Financial services firms and dating platforms operating in Montana may wish to review their fraud-detection and user-safety protocols in light of the state's elevated internet crime losses.
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Apr 23, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Michael Teeple | NonStop Local
As Valentine’s Day approaches, the risk of falling victim to romance scams increases, with many in Gallatin Valley losing thousands of dollars.
Romance scams have become a common method for scammers to defraud unsuspecting individuals seeking companionship.
According to the State Auditor’s Office, scammers create fake online profiles, often on dating apps, to steal money from their victims.
James Brown, the Commissioner for the State of Montana Auditor’s Office, explained how these scams operate.
“Somebody will reach out using a dating app or social media, using a fake picture, and then what they do is they concoct a story that sort of tugs at the heartstrings of the intended victim. Maybe sounds just a little too perfect, and then come up with excuses or emergencies as to why they need money and they need it urgently,” Brown said.
Brown noted that these scams have evolved over time.
“Or, what we’re seeing is, is many times that they’ll ask their intended victims to go down to something like a bitcoin ATM machine and wire them money through a digital wallet or through some other form of digital transaction, say on the internet,” he said.
The FBI’s Internet Crime Complaint Center reports that Montana ranks seventh highest per capita in internet crime losses nationwide since 2023.
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