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Secure Verification of Medical Status Using Contactless Card

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Summary

USPTO granted patent US12603163B2 to Capital One Services LLC covering systems and methods for secure verification of medical status using a contactless card. The patent describes an application that receives a cryptogram from a contactless card, decrypts it via a server, and verifies a medical attestation using digital signature verification to confirm a subject's immunity to a medical condition. The patent includes 20 claims.

What changed

USPTO issued patent US12603163B2 to Capital One Services LLC for a system enabling secure verification of medical status through a contactless card. The invention allows an application to receive a cryptogram from a contactless card, verify the cryptogram via a server, receive and verify a digitally signed medical attestation, and output an immunity verification result. The patent covers methods, systems, articles of manufacture, and computer-readable media.

For technology companies, financial institutions, and healthcare providers, this patent establishes intellectual property rights in secure medical verification using contactless card technology. Competitors developing similar systems may need to design around these claims or seek licensing. The patent's scope includes cryptographic verification, digital signature validation, and immunity status determination for medical conditions.

What to do next

  1. Monitor for developments if operating in medical verification or contactless payment technology space

Archived snapshot

Apr 16, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Grants

Secure verification of medical status using a contactless card

Grant US12603163B2 Kind: B2 Apr 14, 2026

Assignee

Capital One Services, LLC

Inventors

Kevin Osborn, Jeffrey Rule

Abstract

Systems, methods, articles of manufacture, and computer-readable media for verification of medical status using a contactless card. An application may receive a request specifying a subject and a medical condition. The application may receive a cryptogram from a contactless card. The application may receive a decryption result from a server and determine that the server decrypted the cryptogram. The application may receive, from the contactless card, a medical attestation, a digital signature of the medical attestation, and a public key of the digital signature. The application may decrypt the digital signature based on the public key of the digital signature and verify the medical attestation based on the decrypted digital signature. The application may determine, based on the verification of the medical attestation, that the subject is immune to the medical condition. The application may output a result that the subject is immune to the medical condition.

CPC Classifications

G16H 10/65 G16H 50/30 H04L 9/0825 H04L 9/3247

Filing Date

2024-06-05

Application No.

18733999

Claims

20

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Last updated

Classification

Agency
USPTO
Published
April 14th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
US12603163B2

Who this affects

Applies to
Technology companies Investors
Industry sector
5112 Software & Technology
Activity scope
Patent portfolio management Intellectual property licensing Technology development
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Data Privacy Cybersecurity

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