GAD Factors Guidance Hub for Public Service Pension Administrators
Summary
The Government Actuary's Department has launched a new online hub providing consolidated actuarial factors and guidance for public service pension scheme administrators. The GAD Factors Guidance Hub brings together thousands of actuarial factors and over 400 sets of guidance documents—including McCloud remedy references—in a standardised, searchable format. Previously, guidance was provided to individual schemes inconsistently, with some sharing factors on their own websites and others not sharing at all.
What changed
The Government Actuary's Department has launched a new online hub consolidating thousands of actuarial factors and over 400 sets of guidance for public service pension schemes. The hub replaces the previous arrangement where guidance was provided to individual schemes inconsistently, with some schemes displaying factors on their own websites and others not sharing them at all. The new hub also incorporates McCloud remedy guidance, which required reference to historically applicable factors and guidance.
Public service pension scheme administrators should be aware that all information—past and present factors and guidance including McCloud remedy documentation—is now centrally accessible in standardised form. The streamlined structure places generic information on scheme home pages and assumptions in consolidated factors workbooks, enabling faster updates across all schemes. Administrators should familiarise themselves with the new hub as their primary source for factors and guidance.
What to do next
- Access the GAD Factors Guidance Hub at gadfactorguidancehub.co.uk for consolidated factors and guidance
Archived snapshot
Apr 16, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
News story
Factors Guidance Hub
Public service pension schemes administrators can access scheme factors and guidance from a new online hub developed by the Government Actuary’s Department.
From: Government Actuary's Department Published 16 March 2026
Credit: Shutterstock
The new GAD Factors Guidance Hub makes it easy for administrators of public service pension schemes to locate actuarial factors (within the consolidated factors workbooks) and guidance for their use for the public service pension schemes.
Information in one area
GAD provides thousands of actuarial factors for schemes which enable members to vary the form of benefit payments from their pension scheme. This might include:
- retiring earlier or later than a scheme’s normal pension age
- converting pension to a lump sum at retirement
- buying additional pension More than 400 sets of guidance are required to accompany the actuarial factors, so that administrators have relevant information and formulae which explain their use.
In the past, guidance documents were prepared for and provided to each of the public service pension schemes individually. Their onward sharing varied, with some schemes displaying factors and guidance on their own websites and others not sharing them. Where factors and guidance were shared, this tended to be the most recent guidance only.
As a result of the McCloud remedy, a further suite of guidance has been required to ensure correct implementation. In some cases, remedy requires reference back to factors and guidance that applied historically.
The Hub brings all the information – past and present guidance (including McCloud remedy) and factors - together in one area, in a standardised and consistent way.
Streamlined reviews
As part of developing the hub, the structure of the guidance was reviewed and revised to better meet the needs of users and to bring efficiencies to future updates. These updates include:
- Generic information that was provided individually within each set of guidance has been brought out of the guidance to the scheme home pages. Any updates to this information required in future will be quick to apply across all schemes.
- Assumptions now appear in the consolidated factors workbooks, alongside the factors that they underpin. This will require one update per review, rather than updates within each set of guidance.
- Removal of factors from the body of the guidance means that guidance and factors can be reviewed independently, ensuring that each are done as quickly and efficiently as possible. GAD actuary and project lead, Sam Watts said, “The GAD Factors Guidance Hub provides a wealth of information that previously was difficult to track down and time consuming to update. The vision for and implementation of this Hub used skills from a range of people across the department who collaborated brilliantly to produce this product, of which I am very proud!”
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Published 16 March 2026
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