Presidential Declaration of Major Disaster for Mississippi - Severe Winter Storm
Summary
The SBA announces Presidential disaster declaration FEMA-4899-DR for Mississippi following a severe winter storm (January 23-27, 2026). SBA offers physical damage and economic injury disaster loans to affected businesses, homeowners, and nonprofits in 41 primary counties and the Mississippi Band of Choctaw Indians. Physical loan applications are due June 10, 2026; EIDL applications are due January 11, 2027.
What changed
The SBA published notice of a Presidential major disaster declaration for Mississippi following a severe winter storm in late January 2026. The declaration makes available both physical damage loans and economic injury disaster loans (EIDL) to eligible businesses, homeowners, and nonprofits in 41 primary Mississippi counties and the Mississippi Band of Choctaw Indians.
Affected parties in declared counties may now apply for SBA disaster loans with interest rates ranging from 2.875% (homeowners without credit available elsewhere) to 8.000% (businesses with credit available elsewhere). Physical loan applications must be submitted by June 10, 2026, while EIDL applications are due January 11, 2027. Businesses and homeowners should verify their county's eligibility status and submit applications through the MySBA Loan Portal or locally announced locations.
What to do next
- Apply for physical damage disaster loans by June 10, 2026
- Apply for economic injury disaster loans by January 11, 2027
- Submit applications via MySBA Loan Portal or in person
Archived snapshot
Apr 15, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Notice
Presidential Declaration of a Major Disaster for the State of Mississippi
A Notice by the Small Business Administration on 04/15/2026
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- Public Inspection Published Document: 2026-07321 (91 FR 20247) Document Headings ###### Small Business Administration
U.S. Small Business Administration.
ACTION:
Notice.
SUMMARY:
This is notice of the Presidential declaration of a major disaster for the State of Mississippi (FEMA-4899-DR), dated April 10, 2026.
Incident: Severe Winter Storm.
DATES:
Issued on April 10, 2026.
Incident Period: January 23, 2026 through January 27, 2026.
Physical Loan Application Deadline Date: June 10, 2026.
Economic Injury (EIDL) Loan Application Deadline Date: January 11, 2027.
ADDRESSES:
Visit the MySBA Loan Portal at https://lending.sba.gov to apply for a disaster assistance loan.
FOR FURTHER INFORMATION CONTACT:
Sharon Henderson, Office of Disaster Recovery and Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
SUPPLEMENTARY INFORMATION:
Notice is hereby given as a result of the President's major disaster declaration on April 10, 2026, applications for disaster loans may be submitted online using the MySBA Loan Portal https://lending.sba.gov or in person at other locally announced locations. For further assistance please contact the SBA disaster assistance customer service center by email at disastercustomerservice@sba.gov or by phone at 1-800-659-2955. If you are deaf, hard of hearing or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The following areas have been determined to be adversely affected by the disaster:
Primary Counties (Physical Damage and Economic Injury Loans): Adams, Alcorn, Attala, Benton, Bolivar, Calhoun, Carroll, Claiborne, Coahoma, Desoto, Grenada, Holmes, Humphreys, Issaquena, Jefferson, Lafayette, Lee, Leflore, Marshall, Montgomery, Panola, Pontotoc, Prentiss, Quitman, Sharkey, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica, Union, Warren, Washington, Yalobusha, Yazoo.
Tribal Area: Mississippi Band of Choctaw Indians
Contiguous Counties (Economic Injury Loans Only):
Mississippi: Chickasaw, Choctaw, Copiah, Franklin, Hinds, Itawamba, Leake, Lincoln, Madison, Monroe, Neshoba, Webster, Wilkinson, Winston.
Alabama: Colbert, Franklin, Lauderdale.
Arkansas: Chicot, Crittenden, Desha, Lee, Phillips.
Louisiana: Concordia, East Carroll, Madison, Tensas.
Tennessee: Fayette, Hardeman, Hardin, McNairy, Shelby.
The Interest Rates are:
| Percent | |
|---|---|
| For Physical Damage: | |
| Homeowners with Credit Available Elsewhere | 5.750 |
| Homeowners without Credit Available Elsewhere | 2.875 |
| Businesses with Credit Available Elsewhere | 8.000 |
| Businesses without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations with Credit Available Elsewhere | 3.625 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
| For Economic Injury: | |
| Business and Small Agricultural Cooperatives without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
The number assigned to this disaster for physical damage is 21497B and for economic injury is 214980.
(Catalog of Federal Domestic Assistance Number 59008)
(Authority: 13 CFR 123.3(b).)
James Stallings,
Associate Administrator, Office of Disaster Recovery & Resilience.
[FR Doc. 2026-07321 Filed 4-14-26; 8:45 am]
BILLING CODE 8026-09-P
Published Document: 2026-07321 (91 FR 20247)
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