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ASIC Mortgage Offset Accounts Licensing Exemption 2017/795

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Summary

ASIC Corporations (Mortgage Offset Accounts) Instrument 2017/795, F2026C00345, entered into force on 27 March 2026. The legislative instrument exempts specified providers of mortgage offset account services from the requirement to hold an Australian financial services licence under the Corporations Act 2001. The instrument is administered by the Department of the Treasury and is authorised by the Corporations Act 2001.

“ASIC Corporations (Mortgage Offset Accounts) Instrument 2017/795”

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What changed

ASIC Corporations (Mortgage Offset Accounts) Instrument 2017/795 creates a licensing exemption for entities providing mortgage offset account services. The instrument, designated F2026C00345, entered into force on 27 March 2026. Part 2 of the instrument, containing section 5 on the licensing exemption, sets out the scope and conditions of the exemption from Australian financial services licence requirements under the Corporations Act 2001.

Financial institutions and other providers of mortgage offset account services should review the exemption conditions to confirm their eligibility and any ongoing compliance requirements. The instrument may affect how banks and authorised deposit-taking institutions structure and market mortgage offset account products, and legal or compliance teams should verify whether existing licensing arrangements are impacted by this exemption.

Archived snapshot

Apr 24, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

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ASIC Corporations (Mortgage Offset Accounts) Instrument 2017/795

In force Administered by
- Department of the Treasury
This item is authorised by the following title:


View document Legislative instrument Filter active Table of contents
- Part 1—Preliminary
- 1 Name of legislative instrument
- 3 Authority
- 4 Definitions
- Part 2—Exemption
- 5 Licensing exemption for mortgage offset account services
- Endnotes
- Endnote 1—About the endnotes
- Endnote 2—Abbreviation key
- Endnote 3—Legislation history
- Endnote 4—Amendment history

Named provisions

Licensing exemption for mortgage offset account services

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Last updated

Classification

Agency
ASIC
Published
March 27th, 2026
Instrument
Rule
Branch
Executive
Legal weight
Binding
Stage
Final
Change scope
Substantive
Document ID
F2026C00345
Docket
2017/795

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Licensing exemption Mortgage offset accounts
Geographic scope
Australia AU

Taxonomy

Primary area
Banking
Operational domain
Compliance
Topics
Financial Services

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