Missouri Drought Relief Loans, Deadline Dec. 10
Summary
The U.S. Small Business Administration announced Economic Injury Disaster Loans (EIDLs) for small businesses and private nonprofit organizations in Missouri, Arkansas, and Illinois counties affected by drought beginning November 1, 2025. Loans of up to $2 million are available at interest rates as low as 4% for small businesses and 3.625% for nonprofits, with repayment terms up to 30 years and no interest accrual until 12 months after first disbursement. Completed applications must be submitted to SBA by December 10.
“EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage.”
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What changed
The SBA has issued a disaster declaration enabling Economic Injury Disaster Loans for small businesses and private nonprofits in 35 Missouri counties plus specified counties in Arkansas and Illinois following a drought event beginning November 1, 2025. The EIDL program differs from typical physical-damage loans in that it covers working capital needs and operational losses even when no property damage occurred.
Small businesses and nonprofits in the affected counties that experienced economic losses from the drought should consider applying before the December 10 deadline. Eligible applicants may use loan proceeds for fixed debts, payroll, accounts payable, and other bills that could not be paid due to the disaster. Agricultural producers, farmers, and ranchers are not eligible except for small aquaculture operations.
What to do next
- Contact SBA Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov
- Submit completed loan applications to SBA no later than Dec. 10
- Visit sba.gov/disaster to apply online
Archived snapshot
Apr 23, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Disaster news release
MO-20027-01
SBA Offers Relief to Missouri Small Businesses and Private Nonprofits Affected by Drought
Low interest disaster loans now available Published on
April 22, 2026
by Office of Disaster Recovery & Resilience WASHINGTON — The U.S. Small Business Administration (SBA) announced the availability of low interest federal disaster loans to small businesses and private nonprofit (PNP) organizations in Missouri to offset economic losses caused by drought beginning Nov. 1, 2025.
The declaration covers the Missouri counties of Barry, Butler, Carter, Cedar, Christian, Clark, Dade, Dallas, Douglas, Dunklin, Greene, Hickory, Jasper, Knox, Laclede, Lawrence, Lewis, Marion, Monroe, New Madrid, Newton, Pemiscot, Polk, Ralls, Ripley, Shelby, St. Clair, Stoddard, Stone, Texas, Wayne, Webster, and Wright, as well as the Arkansas counties of Clay, Craighead, Greene, and Mississippi, and the Illinois counties of Adams, Hancock, and Pike.
Under this declaration, SBA’s Economic Injury Disaster Loan (EIDL) program is available to small businesses, small agricultural cooperatives, nurseries, and PNPs — including faith‑based organizations — with financial losses directly related to the disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for small aquaculture enterprises.
EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills which could not be paid due to the disaster.
“Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”
The loan amount can be up to $2 million with interest rates as low as 4% for small businesses and 3.625% for PNPs with terms of up to 30 years. Interest does not accrue, and payments are not due, until 12 months after the date of the first loan disbursement. The SBA sets loan amounts and terms based on each applicant’s financial condition.
To apply online, visit sba.gov/disaster. Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
Submit completed loan applications to SBA no later than Dec. 10.
About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of business ownership. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow, expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.
Related programs: Disaster
Media contacts
Corey Williams Email corey.williams@sba.gov Phone 916-735-1500
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