Administrative Declaration of Tennessee Disaster Due to Winter Storm Fern
Summary
The SBA declared an administrative disaster for Tennessee (Disaster #21484 and #21485) due to Severe Winter Storm Fern, which occurred January 22-27, 2026. The declaration makes disaster loans available to homeowners, businesses, and private non-profit organizations in Hardin County and contiguous counties in Tennessee, Alabama, and Mississippi. Physical loan applications are due June 8, 2026, and economic injury (EIDL) applications are due January 7, 2027.
What changed
The SBA issued an administrative declaration of disaster for Tennessee following Severe Winter Storm Fern. This notice activates SBA disaster loan programs for affected homeowners, businesses, and non-profits in Hardin County (primary) and multiple contiguous counties across Tennessee, Alabama, and Mississippi.
Affected parties in the declared counties may apply for physical damage loans and economic injury loans at specified interest rates through the SBA's MySBA Loan Portal. Property owners and business operators should note the distinct application deadlines: physical loan applications must be submitted by June 8, 2026, while economic injury (EIDL) loan applications have until January 7, 2027. These deadlines are firm and missed deadlines may result in loan denial.
What to do next
- Apply for disaster loans via MySBA Loan Portal at https://lending.sba.gov
- Submit physical damage loan applications by June 8, 2026
- Submit economic injury loan applications by January 7, 2027
Archived snapshot
Apr 11, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Notice
Administrative Declaration of a Disaster for the State of Tennessee
A Notice by the Small Business Administration on 04/13/2026
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- Public Inspection Published Document: 2026-07071 (91 FR 18964) Document Headings ###### Small Business Administration
- [Disaster Declaration #21484 and #21485; Tennessee Disaster Number TN-20032]
AGENCY:
U.S. Small Business Administration.
ACTION:
Notice.
SUMMARY:
This is notice of an Administrative declaration of a disaster for the state of Tennessee dated April 7, 2026.
Incident: 2026 Severe Winter Storm Fern.
DATES:
Issued on April 7, 2026.
Incident Period: January 22, 2026 through January 27, 2026.
Physical Loan Application Deadline Date: June 8, 2026.
Economic Injury (EIDL) Loan Application Deadline Date: January 7, 2027.
ADDRESSES:
Visit the MySBA Loan Portal at https://lending.sba.gov to apply for a disaster assistance loan.
FOR FURTHER INFORMATION CONTACT:
Sharon Henderson, Office of Disaster Recovery and Resilience, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.
SUPPLEMENTARY INFORMATION:
Notice is hereby given as a result of the Administrator's disaster declaration, applications for disaster loans may be submitted online using the MySBA Loan Portal https://lending.sba.gov or in person at other locally announced locations. For further assistance please contact the SBA disaster assistance customer service center by email at disastercustomerservice@sba.gov or by phone at 1-800-659-2955. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
The following areas have been determined to be adversely affected by the disaster:
Primary Counties: Hardin.
Contiguous Counties:
Tennessee: Chester, Decatur, Henderson, McNairy, Wayne.
Alabama: Lauderdale.
Mississippi: Alcorn, Tishomingo.
The Interest Rates are:
| Percent | |
|---|---|
| For Physical Damage: | |
| Homeowners with Credit Available Elsewhere | 5.750 |
| Homeowners without Credit Available Elsewhere | 2.875 |
| Businesses with Credit Available Elsewhere | 8.000 |
| Businesses without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations with Credit Available Elsewhere | 3.625 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
| For Economic Injury: | |
| Business and Small Agricultural Cooperatives without Credit Available Elsewhere | 4.000 |
| Private Non-Profit Organizations without Credit Available Elsewhere | 3.625 |
The number assigned to this disaster for physical damage is 21484B and for economic injury is 214850.
The states which received an SBA Administrative declaration are Tennessee, Alabama, and Mississippi.
(Catalog of Federal Domestic Assistance Number 59008)
(Authority: 13 CFR 123.3(b).)
James Stallings,
Associate Administrator, Office of Disaster Recovery & Resilience.
[FR Doc. 2026-07071 Filed 4-10-26; 8:45 am]
BILLING CODE 8026-09-P
Published Document: 2026-07071 (91 FR 18964)
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