Colorado Division of Insurance Draft Bulletins and Regulations for Comment

Detected February 7th, 2026

Summary

The Colorado Division of Insurance is seeking informal public comments on draft regulations and bulletins. A new draft bulletin concerning the use of aerial imagery by insurers is open for comment until February 20, 2026.

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What changed

The Colorado Division of Insurance has opened a comment period for draft regulations and bulletins. Specifically, a new draft bulletin (B-5.XX) addresses the use of aerial imagery by insurers in decision-making processes. Comments on this bulletin are due by 5 pm MDT on February 20, 2026. The Division is also reviewing other draft regulations and bulletins for potential revision or repeal, though no specific items are listed in those categories at this time.

Insurers operating in Colorado should review the draft bulletin regarding aerial imagery and consider submitting comments by the February 20, 2026 deadline. This bulletin interprets existing insurance law and Division policy, and while not establishing binding norms, it signals potential shifts in regulatory expectations. Companies should also be aware that formal rulemaking hearings are expected within approximately 90 days of the informal comment requests, indicating that these draft items may lead to future regulatory changes.

Source document (simplified)

DRAFT Regulations and Bulletins for Informal Public Comment

Regulations and Bulletins currently under review. The Division is requesting informal comments from the public.

Draft Regulations

The following Division of Insurance regulations are currently under review as new, revised, or proposed for repeal, and the Division requests informal comments from the public. To provide comments on any of the following draft regulations, email DORAInsRulesandRecords@state.co.us.

Note: Regulations (also called "rules") interpret, but do not exceed the scope of the more general statutes passed by the Colorado General Assembly (also called the Legislature).

Note: Expect to see notice of hearings on the draft regulations above within approximately 90 days of each request for informal comments.

Draft New Regulations:

Currently no new regulations for comment.
Draft Revised Regulations:
Currently no revised regulations for comment.
Draft Emergency Regulations:
Currently no emergency regulations for comment.

Draft Bulletins

The following Division of Insurance bulletins are currently under review as new, revised, or to be withdrawn, and the Division requests informal comments from the public. To provide comments on any of the following draft bulletins, email DORAInsRulesandRecords@state.co.us.

Note: Bulletins are the Division’s interpretations of existing insurance law or general statements of Division policy. Bulletins themselves establish neither binding norms nor finally determine issues or rights.

Draft New Bulletins

DRAFT Proposed New Bulletin B-5.XX Concerning Use of Aerial Imagery by Insurers in Decision Making -- comments due by 5 pm MDT on 2/20/2026
Draft Bulletins Under Review to be Withdrawn:
Currently no draft bulletins withdrawals for comment.
Draft Revised Bulletins:
Currently no draft bulletins for comment.

Notice of Rulemaking Hearings

Current Insurance Regulations

Current Insurance Bulletins