The California Department of Insurance has released a General Counsel's Letter Opinion from December 30, 2020, concerning gender dysphoria surgery. This document provides guidance on the interpretation and application of insurance regulations related to coverage for such procedures, specifically addressing male chest surgery.

Insurers operating in California should review this opinion to ensure their policies and practices align with the department's interpretation of relevant insurance codes. While this is a non-binding opinion, it indicates the department's stance and may influence future regulatory actions or enforcement. Compliance officers should ensure their coverage policies for gender dysphoria treatments are consistent with this guidance.