HB627 Enacted: Kentucky Insurance Law Modifications
Summary
Kentucky HB627 was enacted on April 14, 2026, modifying motor vehicle insurance law. The bill amends KRS 304.39-020 to change personal injury protection (PIP) benefit medical expense requirements, increases allowable weekly work loss reimbursement under KRS 304.39-130, and establishes new requirements for reparation obligors paying medical expenses under KRS 304.39-210. Additionally, the bill grants the Attorney General concurrent jurisdiction to investigate and prosecute insurance fraud under KRS 304.47-020, and requires the Insurance Commissioner to publish an annual insurance fraud report.
What changed
HB627 makes substantive amendments to Kentucky's motor vehicle insurance statute, including modifications to personal injury protection (PIP) benefits medical expense requirements under KRS 304.39-020, increased allowable weekly reimbursement for work loss under KRS 304.39-130, and new documentation requirements for medical expenses under KRS 304.39-210. The bill also creates enforcement mechanisms by granting the Attorney General concurrent jurisdiction over insurance fraud cases under KRS 304.47-020 and requiring the Insurance Commissioner to publish an annual insurance fraud report.
Affected parties include motor vehicle insurers, reparation obligors, healthcare providers billing auto insurance claims, and self-insured entities. Healthcare providers submitting PIP claims must ensure compliance with the new medical expense submission and collection requirements. The bill applies to basic and added reparation benefits issued or renewed on or after its effective date.
What to do next
- Insurers should update PIP claims processing procedures to reflect modified medical expense requirements
- Reparation obligors must implement new requirements for paying and collecting medical expenses
- Insurers should prepare to comply with annual insurance fraud reporting requirements from the Insurance Commissioner
Archived snapshot
Apr 15, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
ChangeBridge / Kentucky / HB627 Signed by Governor HB627 House Bill Signed by Governor 2026-04-14
AN ACT relating to insurance.
Amend KRS 304.39-020, relating to personal injury protection benefits, to modify requirements for certain medical expenses paid by a reparation obligor; amend KRS 304.39-130 to increase the allowable weekly reimbursement for work loss and other loss; amend KRS 304.39-210 to establish requirements for a reparation obligor paying medical expenses and a person submitting and collecting medical expenses; create a new section of KRS Chapter 15 to provide the Attorney General with concurrent jurisdiction in the investigation and prosecution of offenses under KRS 304.47-020; amend KRS 304.47-020 to conform; create a new section of Subtitle 47 of KRS Chapter 304 to require the insurance commissioner to publish an annual insurance fraud report; direct that certain provisions apply to basic and added reparation benefits issued or renewed on or after the effective date of the Act.
Bill Details
State Kentucky
Session 2026 Regular Session
Chamber House
Official Source apps.legislature.ky.gov/record/26RS/hb627....
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Sponsors
Josh Bray (Rep - R) George Brown (Rep - D) Michael Meredith (Rep - R)
Action History
2026-04-14 H became law without Governor's Signature 2026-04-13 H filed without Governor's signature with the Secretary of State 2026-04-01 H delivered to Governor 2026-04-01 H enrolled, signed by President of the Senate 2026-04-01 H enrolled, signed by Speaker of the House 2026-03-31 H passed 75-14 2026-03-31 H House concurred in Committee Substitute (1) 2026-03-31 H posted for passage for concurrence in Senate Committee Substitute (1) 2026-03-31 H to Rules (H) 2026-03-31 H received in House 2026-03-27 S passed 24-8 with Committee Substitute (1) 2026-03-27 S Floor Amendments (1) and (2) withdrawn 2026-03-27 S 3rd reading 2026-03-26 S posted for passage in the Regular Orders of the Day for Friday, March 27 2026 2026-03-26 S floor amendment (1) filed to Committee Substitute , floor amendment (2) filed to bill 2026-03-25 S 2nd reading, to Rules 2026-03-24 S reported favorably, 1st reading, to Calendar with Committee Substitute (1) 2026-03-20 S to Banking & Insurance (S) 2026-02-25 S to Committee on Committees (S) 2026-02-25 S received in Senate 2026-02-24 H 3rd reading, passed 85-9 with Committee Substitute (1) 2026-02-23 H posted for passage in the Regular Orders of the Day for Tuesday, February 24 2026 2026-02-19 H 2nd reading, to Rules 2026-02-18 H reported favorably, 1st reading, to Calendar with Committee Substitute (1) 2026-02-17 H to Banking & Insurance (H) 2026-02-11 H to Committee on Committees (H) 2026-02-11 H introduced in House
Votes
2026-02-24 House: Veto Override RCS# 135 Yea: 85 Nay: 9 2026-03-27 Senate: Third Reading RSN# 4034 Yea: 24 Nay: 8 2026-03-31 House: Veto Override RCS# 404 Yea: 75 Nay: 14
Committee Referrals
2026-02-11 H Committee On Committees 2026-02-17 H Banking and Insurance 2026-02-19 H Rules 2026-02-25 S Committee on Committees 2026-03-20 S Banking and Insurance 2026-03-25 S Rules 2026-03-31 H Rules
Amendments
0000-00-00 House Committee Substitute 0000-00-00 House Committee Substitute 0000-00-00 House Committee Substitute 0000-00-00 Senate Committee Substitute 0000-00-00 Senate Committee Substitute 0000-00-00 Senate Committee Substitute 0000-00-00 Senate Floor Amendment 0000-00-00 Senate Floor Amendment
Bill Text Versions
0000-00-00 Introduced 0000-00-00 Engrossed 0000-00-00 Enrolled
Subjects
Corrections Impact Local Mandate Consumer Protection Contracts Health and Medical Services Health Care Professionals Hospitals And Health Facilities Insurance, Motor Vehicle Motor Vehicles Legislative data powered by LegiScan (CC BY 4.0)
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