France ACPR News

ACPR and AMF Joint Approach on Client Sustainability Preferences

The ACPR and AMF have jointly developed a supervisory approach to help financial investment advisers and life insurance professionals comply with client sustainability preferences under MiFID II and IDD. This guidance aims to facilitate the effective application of regulatory requirements and enhance client protection.

Cooperative Banks vs. Commercial Banks: Lending Conditions

A paper published by the Banque de France analyzes lending conditions for corporate loans in France. It finds that cooperative banks charge higher rates and require less collateral than commercial banks, but relationship lending can alter these dynamics over time.

ACPR Adapts to AI Risks and Gains in Financial Sector

The ACPR, France's financial supervisor, has published guidance on adapting to the risks and gains of Artificial Intelligence in the financial sector. This guidance supplements the European AI Act and outlines the ACPR's approach to supervising AI systems, emphasizing the need for enhanced expertise and cooperation.

Report on Preventing Rebound Accounts for Laundering Fraud Proceeds

The Autorité de contrôle prudentiel et de résolution (ACPR) has released a report detailing a thematic study on French accounts used for laundering fraud proceeds and the AML/CTF systems of supervised financial institutions. The report aims to prevent the use of rebound accounts for illicit activities.

ACPR Presents 2026 Work Programme and Risk Assessment

The ACPR has published its 2026 work programme and risk assessment, outlining priority areas for financial system supervision. These priorities align with the Banque de France's risk assessment and incorporate supervisory objectives from the SSM, EBA, SRB, and EIOPA.