FL Insurance Orders & Memoranda

DB Insurance Acquisition of South Bay - Consent Order

The Florida Office of Insurance Regulation has issued a consent order approving the indirect acquisition of South Bay Acceptance Corporation by DB Insurance Co., Ltd. The order outlines conditions for the acquisition and potential corrective actions.

Citizens Property Insurance Corporation Rate Filings Final Order

The Florida Office of Insurance Regulation has issued a final order regarding rate filings from Citizens Property Insurance Corporation. This order establishes the rates for personal and commercial property insurance lines, ensuring they meet statutory requirements for actuarial soundness and market function.

American Integrity Insurance Company Consent Order

The Florida Office of Insurance Regulation has issued a consent order regarding American Integrity Insurance Company's proposal to assume selected commercial lines policies from Citizens Property Insurance Corporation. The order outlines conditions for the assumption, including comparable coverage and premium limitations, with an expected assumption date of May 19, 2026.

Manatee Insurance Exchange Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order regarding Manatee Insurance Exchange's proposal to assume personal lines policies from Citizens Property Insurance Corporation. The order outlines conditions for Manatee's assumption of up to 65,000 policies, focusing on comparable coverage and premium limitations.

Assistance Insurance Company Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order against Assistance Insurance Company. The order, dated January 22, 2026, details specific actions and requirements for the company.

Arizona Premium Finance Co. - Cease and Desist Complaint

The Florida Office of Insurance Regulation has issued a Cease and Desist Complaint against Arizona Premium Finance Co., Inc. (APFC) for knowingly funding hundreds of premium finance agreements in Florida without a required Certificate of Authority since 2017, totaling over $8.4 million in written premiums.

Florida Surplus Lines Service Office 2025 Amended Plan of Operation Approved

The Florida Office of Insurance Regulation (OIR) has approved the Florida Surplus Lines Service Office's (FSLSO) Amended Plan of Operation for 2025. The approval follows a review of amendments submitted by the FSLSO, including updates to its Board of Governors and Code of Conduct.

American Dream Auto Protect Inc. Consent Order

The Florida Office of Insurance Regulation has issued a Consent Order against American Dream Auto Protect, Inc. The order addresses alleged violations related to the company's auto protection services. Specific penalties and required actions are detailed within the order.