WA DFI Enforcement Actions

Paula Christina Krost - Consent Order and Fine

The Washington Department of Financial Institutions issued a consent order against Paula Christina Krost, requiring a $50,000 fine and prohibiting her from participating in mortgage lending until March 9, 2036. Krost also surrendered her mortgage loan originator license.

Noble Escrow Services LLC - Temporary Cease and Desist Order

The Washington State Department of Financial Institutions issued a temporary cease and desist order against Noble Escrow Services LLC on March 2, 2026. The order requires the company to immediately deposit funds to cover a deficit in its trust account, cease accepting new business, and continue processing existing transactions without harming customers.

Juan Dario Lopez License Revocation by DFI

The Washington State Department of Financial Institutions (DFI) has issued a Consent Order revoking the check casher license of Juan Dario Lopez (NMLS #1463739). The revocation is stayed for two years, contingent on compliance with the terms of the order.

Luminate Home Loans Fined $100k, Surrenders License

The Washington State Department of Financial Institutions has issued a consent order against Luminate Home Loans, Inc., requiring a $100,000 fine and the surrender of its consumer loan license. The company is prohibited from participating in Washington's mortgage broker or consumer loan industry until February 20, 2031.

State of Washington v. Joel John Sarysz - Consumer Loan Act Violations

The State of Washington Department of Financial Institutions has issued a consent order against Joel John Sarysz for violations of the Consumer Loan Act. Sarysz is fined $25,500 and prohibited from the mortgage broker and consumer loan industries in Washington until February 10, 2034.

Arboretum Mortgage Corp Fined and License Revoked

The Washington Department of Financial Institutions has issued a consent order against Arboretum Mortgage Corporation, requiring a fine of $27,425 and an investigation fee of $2,719.20. The company's mortgage broker license is revoked, and its ability to participate in the industry is restricted until February 6, 2029, subject to compliance with the order.

Arboretum Mortgage Corp. License Revoked and Fined $27,425

The Washington Department of Financial Institutions has revoked the mortgage broker license of Arboretum Mortgage Corporation and imposed a fine of $27,425 for violations of the Mortgage Broker Practices Act. The company also must pay an investigation fee of $2,719.20.

Coinme Inc. Consent Order for Uniform Money Services Act Violations

The Washington State Department of Financial Institutions (DFI) issued a Consent Order against Coinme Inc. for violations of the Uniform Money Services Act. The order requires Coinme to cease violations, remediate matters from a multistate examination, and segregate customer virtual currency and cash assets.

Stratus Financial LLC Consent Order for Consumer Loan Act Violations

The Washington State Department of Financial Institutions issued a consent order against Stratus Financial LLC for violations of the Consumer Loan Act. Stratus Financial must pay an investigation fee, waive all interest and fees on student loans to Washington residents, and comply with record retention requirements.

DFI v. La Comercial Food Store LLC - Check Casher License Revocation

The Washington State Department of Financial Institutions (DFI) has issued a Statement of Charges against La Comercial Food Store LLC, proposing to revoke its check casher license. The allegations include failure to comply with DFI directives, provide financial statements, maintain proper records, and issue customer receipts.