Bay-Valley Mortgage Group Ordered to Cease and Desist Business
Summary
The Washington Department of Financial Institutions has issued a Final Order requiring Bay-Valley Mortgage Group, Inc. to permanently cease and desist from conducting business in the state. The order also mandates the company to cease all new business and foreclosure actions in Washington and provide requested records.
What changed
The Washington State Department of Financial Institutions (DFI) has issued a Final Order to Cease and Desist against Bay-Valley Mortgage Group, Inc. (dba Pacific Bay Lending Group and Valley View Home Loans). The order, dated January 21, 2026, requires the respondent to permanently cease and desist from conducting business in a manner injurious to the public or that violates the Consumer Loan Act. This includes ceasing all new mortgage origination and foreclosure actions within Washington State.
Bay-Valley Mortgage Group must also provide all previously requested books, records, and information to the DFI and fully cooperate with the Department's requests. Failure to comply with this order will result in further sanctions. The company has 10 days from service of the order to petition for reconsideration or appeal to superior court.
What to do next
- Cease all new mortgage origination and foreclosure actions in Washington State.
- Provide all requested books, records, and information to the DFI.
- Cooperate fully with the Department's requests.
Penalties
Permanent cease and desist order from conducting business in Washington State.
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