Arun Khaitan, represented by attorney Michael Horrow, filed a civil complaint against The Lincoln National Life Insurance Company in the Northern District of California on April 2, 2026. The case (3:26-cv-02892) is brought under ERISA (Employee Retirement Income Security Act) with a federal question basis, alleging improper denial of employee benefits. The complaint seeks damages, injunctive relief, and other remedies as provided under ERISA.

The defendant must respond to the complaint within the time prescribed by the Federal Rules of Civil Procedure. ERISA litigation requires plaintiffs to exhaust administrative remedies before filing suit and imposes specific procedural requirements on both parties. Employers and insurers administering employee benefit plans should monitor this case for developments, as ERISA denial cases may establish precedent regarding claim procedures and fiduciary obligations.